1701 Montclair Dr, Elgin, IL 60123 Property Records

Kane County property record for 1701 Montclair Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,986 sqft · built 2003
Lot Size	0.25 acres (10,890 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Aug 2008)
Tax Bill	$11,513 (2025)
Deeds & Mortgages	Dec 2021 Mortgage Jan 2026 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-305-008`

Property Details

APN / Parcel Number

Primary APN	`06-33-305-008`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,986 sqft Living Area
Gross Area	4,030 sqft
Basement Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,890 sqft (0.25 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Water Source	Commercial

Location & Zoning

Street Address	1701 MONTCLAIR DR
City	ELGIN
State	IL
Zip	60123-8802
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE UNIT 3 LOT 42
Legal Subdivision	MULBERRY GROVE
Legal Block	5
Legal Lot Number	42
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

1701 Montclair Dr is owned and occupied by an individual who acquired it in December 2025.

Source: Kane County records, as of July 23, 2026

Owner of Record	Individual Name on File
Mailing Address	1701 MONTCLAIR DR, ELGIN, IL 60123-8802
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 6, 2021	Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA
Jan 29, 2026	Intrafamily Transfer, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA
Nov 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage HOMESIDE FINANCIAL LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2008 · Amount on File
Deed Sale	Aug 21, 2008 · Amount on File
Prior Sale	Aug 21, 2008
Deed Document Number	200867273
Last Transfer Date	Dec 24, 2025
Transfer Doc	0000004034
Record Updated	Oct 29, 2026

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1701 MONTCLAIR DR, ELGIN, IL 60123-8802
Transaction Type	Mortgage
Record Updated	Feb 6, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000090691
Date	Dec 6, 2021
Instrument	2021K090691

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank
Address	COLUMBUS, OH 43240

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Dec 1, 2036

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Jan 29, 2026
Property Address	1701 MONTCLAIR DR, ELGIN, IL 60123-8802
Document Number	0000004034
Map Reference	DOC 2002K162673
Instrument Date	Dec 24, 2025
Instrument	2026K004034
Transaction Type	Transfer
Record Updated	Feb 6, 2026
Title Company	CITYWIDE TITLE CORPORATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1701 MONTCLAIR DR, ELGIN, IL 60123-8802

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1701 MONTCLAIR DR, ELGIN, IL 60123-8802

Mortgage

Document Number	0000004035
Date	Jan 29, 2026
Instrument	2026K004035

Lender

Name	JPMORGAN CHASE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2056

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1701 MONTCLAIR DR, ELGIN, IL 60123-8802
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	FIDELITY NATIONAL TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000066195
Date	Nov 2, 2020
Instrument	2020K066195

Lender

Name	HOMESIDE FINANCIAL LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Nov 1, 2030

Interest

Rate Type	Fixed Rate
Rate	2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 1701 Montclair Dr was $11,513, up 4% from the year before.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,513.00 (+3.97%) Homeowner's exemption	$158,913 (+8.57%) Land $34,886 Building $124,027	$476,930 (+8.57%) Land $104,700 Building $372,230
2024	$11,073.00 Homeowner's exemption	$146,369 Land $32,132 Building $114,237	$439,283 Land $96,435 Building $342,848
2022	$9,934.00 (+4.34%) Homeowner's exemption	$120,573 (+6.96%) Land $26,469 Building $94,104	$361,719 (+6.96%) Land $79,407 Building $282,312
2021	$9,521.00 Homeowner's exemption	$112,728 Land $24,747 Building $87,981	$338,184 Land $74,241 Building $263,943

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1701 Montclair Dr in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1701 Montclair Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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