1691 Montclair Dr, Elgin, IL 60123 Property Records

Kane County property record for 1691 Montclair Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,996 sqft · built 2003
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on Record
Last Sale	$490,000 (May 2025)
Tax Bill	$11,354 (2025)
Deeds & Mortgages	Apr 2024 Line of Credit Sep 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`06-33-305-011`

Property Details

APN / Parcel Number

Primary APN	`06-33-305-011`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,996 sqft Living Area
Gross Area	4,040 sqft
Basement Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Construction Type	Frame
Foundation Type	No Foundation
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1691 MONTCLAIR DR
City	ELGIN
State	IL
Zip	60123-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE UNIT 3 LOT 45
Legal Subdivision	MULBERRY GROVE
Legal Block	5
Legal Lot Number	45
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County records, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	1701 MONTCLAIR DR, ELGIN, IL 60123-8802
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2024	Deed of Trust, Mortgage · Line of Credit LENDAGE LLC
Sep 28, 2022	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MORTGAGE SERVICES LLC
Aug 4, 2022	Intrafamily Transfer, Transfer ATTORNEY
Jun 24, 2020	Deed of Trust, Mortgage · FHA Mortgage CARRINGTON MTG SVCS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	May 14, 2025 · Amount on Record
Deed Sale	May 14, 2025 · Amount on Record
Prior Sale	Dec 16, 2003 · Amount on Record
Deed Document Number	202517417
Prior Transfer Date	Jul 28, 2022
Prior Transfer Doc	0000039637
Record Updated	Sep 20, 2026

April 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1691 MONTCLAIR DR, ELGIN, IL 60123-8831
Transaction Type	Mortgage
Record Updated	Apr 19, 2024
Title Company	ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000011966
Date	Apr 12, 2024
Instrument	2024K011966

Lender

Name	LENDAGE LLC
Type	Mortgage Company
Address	FLINT, MI 48501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	181 Months
Due	May 1, 2039

Interest

Rate Type	Adjustable Rate
Rate	14.3%
Change Frequency	Monthly

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1691 MONTCLAIR DR, ELGIN, IL 60123-8831
Transaction Type	Mortgage
Record Updated	Oct 5, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000047892
Date	Sep 28, 2022
Instrument	2022K047892

Lender

Name	CARRINGTON MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2052

August 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KANE IL
Recording Date	Aug 4, 2022
Property Address	1691 MONTCLAIR DR, ELGIN, IL 60123-8831
Document Number	0000039637
Map Reference	DOC 2002K162673
Instrument Date	Jul 28, 2022
Instrument	2022K039637
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	1691 MONTCLAIR DR, ELGIN, IL 60123-8831

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1691 MONTCLAIR DR, ELGIN, IL 60123-8831
Document Number	0000003573
Instrument Date	Jun 24, 2020
Transaction Type	Mortgage
Record Updated	Aug 11, 2020
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1691 MONTCLAIR DR ELGIN IL 601238831, ELGIN, IL 60123-8831

Mortgage

Document Number	0000003573
Date	Jul 2, 2020
Instrument	3573

Lender

Name	CARRINGTON MTG SVCS
Address	ANAHEIM, CA 92806

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	300 Months
Due	Jul 1, 2045

Interest

Rate Type	Fixed Rate
Rate	3.5%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,354.00 (+15.88%)
2024		$144,458 (+21.39%) Land $32,132 Building $112,326	$433,547 (+21.44%) Land $96,435 Building $337,113
2022	$9,798.00 (+4.35%) Homeowner's exemption	$118,999 (+6.96%) Land $26,469 Building $92,530	$356,997 (+6.96%) Land $79,407 Building $277,590
2021	$9,390.00 Homeowner's exemption	$111,256 Land $24,747 Building $86,509	$333,768 Land $74,241 Building $259,527

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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