Kane County property record for 1685 Montclair Dr, Elgin, IL 60123 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,177 sqft · built 2003 |
| Lot Size | 0.21 acres (9,148 sqft) |
| Owner | 2 Company Names on File |
| Last Sale | $300,000 (Nov 2019) |
| Tax Bill | $9,609 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2023 Transfer + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-33-305-013 |
| Primary APN | 06-33-305-013 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,177 sqft Living Area |
| Gross Area | 3,055 sqft |
| Basement Area | 878 sqft |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2003 |
| Construction Type | Frame |
| Foundation Type | No Foundation |
| Lot Area | 9,148 sqft (0.21 acres) |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 1685 MONTCLAIR DR |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60123-8831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | MULBERRY GROVE UNIT 3 LOT 47 |
| Legal Subdivision | MULBERRY GROVE |
| Legal Block | 5 |
| Legal Lot Number | 47 |
| Legal Unit | 3 |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 5 |
| Census Block | 5005 |
| Census Tract | 851907 |
Source: Kane County records · APN 06-33-305-013
Assessment roll updated July 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 1685 MONTCLAIR DR, ELGIN, IL 60123-8831 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Apr 26, 2021 | Deed of Trust, Mortgage · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Apr 19, 2023 | Intrafamily Transfer, Transfer ATTORNEY |
| Jun 28, 2021 | Deed of Trust, Mortgage · Conventional Mortgage LOANDEPOT.COM LLC |
| Nov 20, 2019 | Warranty Deed, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 01, 2019 | Trustee's Deed, Foreclosure Foreclosure Auction |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Nov 20, 2019 · Amount on Record |
| Deed Sale | Nov 20, 2019 · Amount on Record |
| Prior Sale | Mar 01, 2019 · Amount on Record |
| Deed Document Number | 201956281 |
| Last Transfer Date | Feb 03, 2023 |
| Transfer Doc | 0000012168 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1685 MONTCLAIR DR, ELGIN, IL 60123-8831 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Title Company | E-CHICAGO TITLE, CHICAGO TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000032471 |
|---|---|
| Date | Apr 26, 2021 |
| Instrument | 2021K032471 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43240 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 344 Months |
| Due | Dec 01, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Apr 19, 2023 |
| Property Address | 1685 MONTCLAIR DR, ELGIN, IL 60123-8831 |
| Document Number | 0000012168 |
| Map Reference | DOC 2002K162673 |
| Instrument Date | Feb 03, 2023 |
| Instrument | 2023K012168 |
| Transaction Type | Transfer |
| Record Updated | Jun 07, 2023 |
| Title Company | ATTORNEY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 1685 MONTCLAIR DR, ELGIN, IL 60123-8831 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KANE IL |
| Property Address | 1685 MONTCLAIR DR, ELGIN, IL 60123-8831 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000049125 |
|---|---|
| Date | Jun 28, 2021 |
| Instrument | 2021K049125 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2051 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.12% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Nov 20, 2019 |
| Property Address | 1685 MONTCLAIR DR, ELGIN, IL 60123-8831 |
| Document Number | 0000056281 |
| Map Reference | DOC 2002K162673 |
| Instrument Date | Nov 15, 2019 |
| Instrument | 2019K056281 |
| Transaction Type | Transfer |
| Record Updated | Jul 27, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $300.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 36W772 WHISPERING TRAIL ST, 36W772, CARLYLE, IL |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1685 MONTCLAIR DR, ELGIN, IL 60123-8831 |
| Document Number | 0000056282 |
|---|---|
| Date | Nov 20, 2019 |
| Instrument | 2019K056282 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2049 |
| Document Type | Trustee's Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Mar 01, 2019 |
| Property Address | 1685 MONTCLAIR DR, ELGIN, IL 60123-8831 |
| Document Number | 0000008177 |
| Instrument Date | Dec 31, 2018 |
| Instrument | 8177 |
| Transaction Type | Foreclosure |
| Record Updated | Mar 08, 2019 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 36W772 WHISPERING TRL ST CHARLES IL 601755805, ST CHARLES, IL 60175-5805 |
Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | School District U-46 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $9,609.00 (+16.49%) | $133,964 (+8.57%) Land $34,886 Building $99,078 | $402,053 (+8.57%) Land $104,700 Building $297,353 |
| 2024 | $123,389 (+21.39%) Land $32,132 Building $91,257 | $370,315 (+21.44%) Land $96,435 Building $273,881 | |
| 2022 | $8,249.00 (+4.42%) Homeowner's exemption | $101,644 (+6.96%) Land $26,469 Building $75,175 | $304,932 (+6.96%) Land $79,407 Building $225,525 |
| 2021 | $7,900.00 Homeowner's exemption | $95,030 Land $24,747 Building $70,283 | $285,090 Land $74,241 Building $210,849 |
Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 170898519075, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 334 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Xfinity | Cable | 2,000 / 250 |
| Radiate Holdings | Cable | 1,500 / 50 |
| T-Mobile USA | Fixed Wireless | 100 / 20 |
| AT&T | DSL | 100 / 20 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
May also be available at this address: Opiquad, Verizon, Metronet Holdings. Availability varies by address; speeds are provider-advertised maximums, not measured.
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