1695 Montclair Dr, Elgin, IL 60123 Property Records

Kane County property record for 1695 Montclair Dr, Elgin, IL 60123

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,986 sqft · built 2003
Lot Size	0.24 acres (10,454 sqft)
Owner	2 Individual Names on Record
Last Sale	$239,000 (Aug 2010)
Tax Bill	$11,233 (2025)
Deeds & Mortgages	Sep 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-33-305-010`

Property Details

APN / Parcel Number

Primary APN	`06-33-305-010`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	2,986 sqft Living Area
Gross Area	4,030 sqft
Basement Area	1,044 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Foundation Type	Raised
Lot Area	10,454 sqft (0.24 acres)
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	1695 MONTCLAIR DR
City	ELGIN
State	IL
Zip	60123-8831
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MULBERRY GROVE UNIT 3 LOT 44
Legal Subdivision	MULBERRY GROVE
Legal Block	5
Legal Lot Number	44
Legal Unit	3
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5005
Census Tract	851907

Owner

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1695 MONTCLAIR DR, ELGIN, IL 60123-8831
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 24, 2010 · Amount on Record
Deed Sale	Aug 24, 2010 · Amount on Record
Prior Sale	Dec 9, 2003 · Amount on Record
Deed Document Number	201054744
Record Updated	Oct 29, 2026

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1695 MONTCLAIR DR, ELGIN, IL 60123-8831
Document Number	0000045366
Instrument Date	Sep 10, 2018
Transaction Type	Mortgage
Record Updated	Sep 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1695 MONTCLAIR DR ELGIN IL 601238831, ELGIN, IL 60123-8831

Mortgage

Document Number	0000045366
Date	Sep 17, 2018
Instrument	45366

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 16, 2048

Interest

Rate	5.37%

Tax Assessment & Valuation

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$11,233.00 (+15.89%) Homeowner's exemption	$155,246 (+8.57%) Land $34,886 Building $120,360	$465,924 (+8.57%) Land $104,700 Building $361,224
2024		$142,991 (+21.39%) Land $32,132 Building $110,859	$429,145 (+21.44%) Land $96,435 Building $332,710
2022	$9,693.00 (+4.35%) Homeowner's exemption	$117,791 (+6.96%) Land $26,469 Building $91,322	$353,373 (+6.96%) Land $79,407 Building $273,966
2021	$9,289.00 Homeowner's exemption	$110,127 Land $24,747 Building $85,380	$330,381 Land $74,241 Building $256,140

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 94% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: Fox Valley Internet, Metronet, Verizon.

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