Otsego County and Milford Town property record for 170 E Main St, Milford, NY 13807
| Property Type | Mobile Home |
|---|---|
| Details | 3 bd · 1,548 sqft · built 2019 |
| Lot Size | 6.47 acres (281,833 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $2,935 (2026) |
| Deeds & Mortgages | Apr 2020 Mortgage May 2019 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 364089 195.00-3-37.01 |
| Primary APN | 364089 195.00-3-37.01 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Stories | 1 Story |
| Building Area | 1,548 sqft Living Area |
| 1st Floor Area | 1,548 sqft |
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Architectural Style | Ranch |
| Foundation Type | Slab (Mat/Raft) |
| Lot Area | 281,833 sqft (6.47 acres) |
| Heating System | Forced Air with A/C |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 226791 |
|---|---|
| Street Address | 170 E MAIN ST |
| City | MILFORD |
| State | NY |
| Zip | 13807-1101 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Mobile Home |
| Legal Block | 3 |
| Legal Lot Number | 37.001 |
| Jurisdiction | OTSEGO NY |
| Township / Civil Division | MILFORD |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 590500 |
Source: Otsego County and Milford Town records, as of September 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 194, MILFORD, NY 13807-0194 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 23, 2020 | Deed of Trust, Mortgage · Conventional Mortgage COMMUNITY BK NA |
| May 22, 2019 | Warranty Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | OTSEGO NY |
| Property Address | 170 E MAIN ST, MILFORD, NY 13807 |
| Document Number | 0000001825 |
| Instrument Date | Apr 23, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jun 5, 2020 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|---|
| Address | 170 E MAIN ST MILFORD NY 13807, MILFORD, NY 13807 |
| Document Number | 0000001825 |
|---|---|
| Date | May 8, 2020 |
| Instrument | 1825 |
| Name | COMMUNITY BK NA |
|---|---|
| Address | OLEAN, NY 14760 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | May 7, 2035 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OTSEGO NY |
| Recording Date | May 22, 2019 |
| Property Address | 170 E MAIN ST, MILFORD, NY 13807 |
| Document Number | 0000002229 |
| Instrument Date | May 22, 2019 |
| Instrument | 2229 |
| Transaction Type | Transfer |
| Record Updated | Jun 10, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Tax | $220.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 760 HEATHROW AVE THE VILLAGES FL 321592220, THE VILLAGES, FL 32159-2220 |
Source: Otsego County and Milford Town assessment roll, as of April 30, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Otsego County |
| County Subdivision | Milford Town |
| Unified School District | Milford Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,935.00 (+3.42%) Veteran's exemption | ||
| 2025 | $2,838.00 | $126,900 (-) Land $30,500 Building $96,400 | $181,286 (+17.86%) Land $43,571 Building $137,715 |
| 2023 | $126,900 Land $30,500 Building $96,400 | $153,818 Land $36,970 Building $116,848 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 6 in force |
| Nearby Flood Claims | 4 (1993–2011) |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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