147 E Main St, Milford, NY 13807 Property Records

Otsego County and Milford Town property record for 147 E Main St, Milford, NY 13807

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,176 sqft · built 1880
Lot Size0.27 acres (11,761 sqft)
OwnerIndividual Name on File
Last Sale$135,000 (Mar 2025)
Tax Bill$2,272 (2026)
Flood ZoneZone X (minimal risk)
APN364001 195.17-1-7.00

Property Details

APN / Parcel Number

Primary APN364001 195.17-1-7.00
Alternative APNs
  • 400119501700010070000000
  • 021710

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories2 Stories
Building Area1,176 sqft Living Area
1st Floor Area744 sqft
2nd Floor Area432 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1970
Architectural StyleTraditional
Exterior MaterialWood
Lot Area11,761 sqft (0.27 acres)
Lot Dimensions200 ft deep x 60 ft wide
Garage TypeDetached
Garage Area432 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area248 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number021710
Street Address147 E MAIN ST
CityMILFORD
StateNY
Zip13807-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description003 0 0
Legal Block1
Legal Lot Number7.000
JurisdictionOTSEGO NY
Township / Civil DivisionMILFORD
Census Block Group2
Census Block2016
Census Tract590500

Owner

147 E Main St is owned by an individual who bought it in March 2025.

Source: Otsego County and Milford Town records, as of September 23, 2026

Owner of RecordIndividual Name on File
Mailing Address4568 STATE HIGHWAY 28, MILFORD, NY 13807-1147
Owner TypeIndividual
VestingIndividual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMar 13, 2025 · Amount on File
Deed SaleMar 13, 2025 · Amount on File
Prior SaleOct 28, 2003 · Amount on File
Deed Document Number20252025-962
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

The 2026 property tax bill for 147 E Main St was $2,272, down 53.9% from the year before.

Source: Otsego County and Milford Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionMilford Town
MunicipalityMilford Village
Unified School DistrictMilford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,272.00 (-53.89%)
2025$4,927.00$77,700 Land $12,800 Building $64,900$111,000 Land $18,286 Building $92,714
2023$77,700 Land $12,800 Building $64,900$94,182 Land $15,515 Building $78,667

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 147 E Main St in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 1993.

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1993–2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 147 E Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILFORD VILLAGE
serves 407 people · EPA ID NY3800152
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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