148 E Main St, Milford, NY 13807 Property Records

Otsego County and Milford Town property record for 148 E Main St, Milford, NY 13807

Property Summary

Property Type	Mobile Home
Details	924 sqft · built 1988
Lot Size	0.28 acres (12,197 sqft)
Owner	Individual Name on File
Last Sale	$50,000 (Oct 2020)
Tax Bill	$1,333 (2026)
Deeds & Mortgages	Oct 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`364001 195.17-1-17.00`

Property Details

APN / Parcel Number

Primary APN	`364001 195.17-1-17.00`
Alternative APNs	`400119501700010170000000` `003110`

Interior

Building Area	924 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Architectural Style	Mobile Home
Lot Area	12,197 sqft (0.28 acres)
Lot Dimensions	200 ft deep x 60 ft wide

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	003110
Street Address	148 E MAIN ST
City	MILFORD
State	NY
Zip	13807-1101
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	982 0 0
Legal Block	1
Legal Lot Number	17.000
Jurisdiction	OTSEGO NY
Township / Civil Division	MILFORD
Census Block Group	2
Census Block	2017
Census Tract	590500

Owner

Source: Otsego County and Milford Town records, as of September 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	148 MAIN ST, MORRIS, NY 13808
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2020 · Amount on File
Deed Sale	Oct 23, 2020 · Amount on File
Prior Sale	Dec 18, 2008 · Amount on File
Deed Document Number	20204648
Record Updated	Oct 29, 2026

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OTSEGO NY
Recording Date	Oct 23, 2020
Property Address	148 MAIN ST, MORRIS, NY 13808
Document Number	0000004648
Instrument Date	Oct 21, 2020
Instrument	4648
Transaction Type	Transfer
Record Updated	Nov 10, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Tax	$200.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	148 E MAIN ST MILFORD NY 138071101, MILFORD, NY 13807-1101

Tax Assessment & Valuation

Source: Otsego County and Milford Town assessment roll, as of April 30, 2026

Property Jurisdictions

Type	Name
State	New York
County	Otsego County
County Subdivision	Milford Town
Municipality	Milford Village
Unified School District	Milford Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$1,333.00 (+4.8%)
2025	$1,272.00	$45,000 (-) Land $13,000 Building $32,000	$64,286 (+17.86%) Land $18,572 Building $45,714
2023		$45,000 Land $13,000 Building $32,000	$54,545 Land $15,757 Building $38,788

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	6 in force
Nearby Flood Claims	4 (1993–2011)
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MILFORD VILLAGE serves 407 people · EPA ID NY3800152
Water Source	Groundwater
Last State Inspection	Oct 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jul 2025
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20