161 E Main St, Milford, NY 13807 Property Records

Otsego County and Milford Town property record for 161 E Main St, Milford, NY 13807

Property Summary

Property TypeSingle Family Home
Details4 bd · 2 ba · 1,968 sqft · built 1880
Lot Size1.58 acres (68,825 sqft)
Owner2 Individual Names on Record
Last Sale$59,800 (Mar 2002)
Tax Bill$2,741 (2026)
Flood ZoneZone X (minimal risk)
APN364001 195.17-1-4.00

Property Details

APN / Parcel Number

Primary APN364001 195.17-1-4.00
Alternative APNs
  • 400119501700010040000000
  • 015600

Interior

Bedrooms4 Beds
Full Baths2 Baths
Stories2 Stories
Building Area1,968 sqft Living Area
1st Floor Area1,032 sqft
2nd Floor Area936 sqft

Exterior

Year BuiltBuilt 1880
Effective Year BuiltEffective 1960
Architectural StyleTraditional
Exterior MaterialWood
Lot Area68,825 sqft (1.58 acres)
Garage TypeMixed
Garage Area1,090 sqft
Parking Spaces4 Parking Spaces
PorchSlab
Porch Area633 sqft
Shed1 Shed

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelOil
SewerSeptic
Water SourceCommercial

Location & Zoning

Account Number015600
Street Address161 E MAIN ST
CityMILFORD
StateNY
Zip13807-1105
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description002FM 2049 0 0
Legal Block1
Legal Lot Number4.000
JurisdictionOTSEGO NY
Township / Civil DivisionMILFORD
Census Block Group2
Census Block2016
Census Tract590500

Owner

Source: Otsego County and Milford Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address161 E MAIN ST, MILFORD, NY 13807-1105
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 13, 2002 · Amount on Record
Deed SaleMar 13, 2002 · Amount on Record
Prior SaleOct 30, 1998 · Amount on Record
Deed Book / Page962 / 184
Record UpdatedOct 29, 2026

Tax Assessment & Valuation

Source: Otsego County and Milford Town assessment roll, as of April 30, 2026

Property Jurisdictions

TypeName
StateNew York
CountyOtsego County
County SubdivisionMilford Town
MunicipalityMilford Village
Unified School DistrictMilford Central School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,741.00 (-42.66%) Homeowner's exemption
2025$4,780.00$94,000 (-) Land $23,700 Building $70,300$134,286 (+17.86%) Land $33,857 Building $100,429
2023$94,000 Land $23,700 Building $70,300$113,939 Land $28,727 Building $85,212

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 20, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies6 in force
Nearby Flood Claims4 (1993–2011)
Most Recent ClaimSep 2011 · Remnants Of Tropical Storm Lee
Claims by Event
  • Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMILFORD VILLAGE
serves 407 people · EPA ID NY3800152
Water SourceGroundwater
Last State InspectionOct 2024
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNitrate
resolved · Jul 2025
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20

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