Franklin County property record for 170 Cottage Ln, Moneta, VA 24121
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,840 sqft · built 1997 |
| Lot Size | 0.084 acres (3,659 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,623 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 032 06-092 00 |
| Primary APN | 032 06-092 00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 1,840 sqft Living Area |
| Gross Area | 2,372 sqft |
| 1st Floor Area | 1,756 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 2006 |
| Exterior Material | Wood Siding |
| Foundation Type | Brick |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 3,659 sqft (0.084 acres) |
| Terrain | Rolling |
| Porch | Slab |
|---|---|
| Porch Area | 308 sqft |
| Patio Area | 224 sqft |
| Boat House | 288 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Sewer | Septic |
| Water Source | Commercial |
| Account Number | 8656 |
|---|---|
| Street Address | 170 COTTAGE LN |
| City | MONETA |
| State | VA |
| Zip | 24121-3423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RPD |
| Legal Description | BOARDWALK - COTTAGE LOT 2 |
| Legal Subdivision | BOARDWALK |
| Legal Lot Number | 2 |
| Jurisdiction | FRANKLIN VA |
| Township / Civil Division | GILLS CREEK |
| Census Block Group | 3 |
| Census Block | 3004 |
| Census Tract | 20104 |
170 Cottage Ln, a single family home, is owned by two individuals.
Source: Franklin County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 117 OVERSTREET LN, LYNCHBURG, VA 24503-3741 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 170 Cottage Ln was $2,623.
Source: Franklin County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | Virginia |
| County | Franklin County |
| Unified School District | Franklin County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,623.00 | $610,200 Land $130,000 Building $480,200 | $610,200 Land $130,000 Building $480,200 |
| 2023 | $2,250.00 | $369,000 (-) Land $125,000 Building $244,000 | $369,000 (-) Land $125,000 Building $244,000 |
| 2022 | $369,000 Land $125,000 Building $244,000 | $369,000 Land $125,000 Building $244,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 170 Cottage Ln in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 170 Cottage Ln is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.9% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VISTA POINTE LANDING serves 115 people · EPA ID VA5143861 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Also Mapped Here | WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| SMLW Broadband Fixed Wireless | 1,000 / 100 |
| Glo Fiber Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
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