130 Cottage Ln, Moneta, VA 24121 Property Records

Franklin County property record for 130 Cottage Ln, Moneta, VA 24121

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 2,321 sqft · built 1997
Lot Size	0.139 acres (6,055 sqft)
Owner	Individual Name on Record
Last Sale	$752,000 (Apr 2019)
Tax Bill	$5,289 (2025)
Deeds & Mortgages	Apr 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`032 06-096 00`

Property Details

APN / Parcel Number

Primary APN	`032 06-096 00`
Alternative APN	`8660`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	11 Rooms
Stories	1 Story
Building Area	2,321 sqft Living Area
Gross Area	3,598 sqft
1st Floor Area	2,307 sqft
Basement Area	1,357 sqft
Finished Basement	1,357 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Wood Siding
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	6,055 sqft (0.139 acres)
Terrain	Rolling
Garage Area	294 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Slab
Porch Area	280 sqft
Deck Area	182 sqft
Patio Area	182 sqft
Balcony Area	14 sqft
Boat House	288 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Heating Fuel	Electric
Sewer	Septic
Water Source	Commercial

Location & Zoning

Account Number	8660
Street Address	130 COTTAGE LN
City	MONETA
State	VA
Zip	24121-3423
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	BOARDWALK - COTTAGE LOT 6
Legal Subdivision	BOARDWALK
Legal Lot Number	6
Jurisdiction	FRANKLIN VA
Township / Civil Division	GILLS CREEK
Census Block Group	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records, as of June 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	130 COTTAGE LN, MONETA, VA 24121-3423
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 29, 2019 · Amount on Record
Deed Sale	Apr 29, 2019 · Amount on Record
Prior Sale	Nov 7, 2012 · Amount on Record
Deed Document Number	20192399
Deed Book / Page	1120 / 3298
Record Updated	Sep 20, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Apr 29, 2019
Property Address	130 COTTAGE LN, MONETA, VA 24121-3423
Document Number	0011203298
Book / Page	001120 / 003298
Instrument Date	Apr 11, 2019
Instrument	2399
Transaction Type	Transfer
Record Updated	May 15, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$750.00
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10920 LONGMEADOW DR DAMASCUS MD 208722243, DAMASCUS, MD 20872-2243

Tax Assessment & Valuation

Source: Franklin County assessment roll, as of June 19, 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,289.00 (+14.46%)	$1,230,100 (+62.37%) Land $225,000 Building $1,005,100	$1,230,100 (+62.37%) Land $225,000 Building $1,005,100
2023	$4,621.00	$757,600 (-) Land $220,000 Building $537,600	$757,600 (-) Land $220,000 Building $537,600
2022		$757,600 Land $220,000 Building $537,600	$757,600 Land $220,000 Building $537,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 6, 2010 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 10 policies
Nearby Flood Policies	10 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.9% of Virginia
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VISTA POINTE LANDING serves 115 people · EPA ID VA5143861
Water Source	Groundwater
Last State Inspection	Sep 2024
Also Mapped Here	WESTERN VIRGINIA WATER AUTHORITY, TOWN OF ROCKY MOUNT
Lead	Under 1 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 31 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
SMLW Broadband Fixed Wireless	1,000 / 100
Glo Fiber Cable	1,000 / 50
Verizon Fixed Wireless	300 / 20