150 Cottage Ln, Moneta, VA 24121 Property Records

Franklin County property record for 150 Cottage Ln, Moneta, VA 24121 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2006
Square Footage	2,068 sqft Living Area
Lot Size	6,490 sqft (0.149 acres)
Occupancy	Owner Occupied
Last Sale	$73,542,200 (2022)
Tax Bill	$3,614.00 (2025)

Owner

Source: Franklin County records · APN 032 06-094 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	150 COTTAGE LN, MONETA, VA 24121-3423
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Date	Document
May 27, 2022	Deed, Transfer ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC
Feb 02, 2021	Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC
May 10, 2018	Warranty Deed, Transfer · Conventional Mortgage ALCOVA MTG

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	May 27, 2022 · Amount on Record
Deed Sale	May 27, 2022 · Amount on Record
Prior Sale	May 10, 2018 · Amount on Record
Deed Doc Number	20224237
Deed Book / Page	1185 / 157
Record Refreshed	Sep 20, 2026

May 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 27, 2022
Property Address	150 COTTAGE LN, MONETA, VA 24121-3423
Document Number	0011850157
Book / Page	1185 / 157
Map Reference	MB 571 PG 1347
Instrument Date	May 27, 2022
Instrument	220004237
Transaction Type	Transfer
Record Updated	Jun 26, 2023
Title Company	ANCHOR TITLE/FL LLC, ANCHOR TITLE SML LLC

Transaction

Amount	Amount Recorded
Tax	$367.75
Amount Accuracy	Full Amount Stated
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Severalty
Address	150 COTTAGE LN, MONETA, VA 24121-3423

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRANKLIN VA
Property Address	150 COTTAGE LN, MONETA, VA 24121-3423
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	OLD REPUBLIC TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0011560394
Date	Feb 02, 2021
Book Page	1156/394
Instrument	210001060

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

May 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	May 10, 2018
Property Address	150 COTTAGE LN, MONETA, VA 24121-3423
Document Number	0011080511
Book / Page	001108 / 000511
Instrument Date	Apr 16, 2018
Instrument	2946
Transaction Type	Transfer
Record Updated	Feb 16, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$523.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	150 COTTAGE LN MONETA VA 241213423, MONETA, VA 24121-3423

Mortgage

Document Number	11080516
Date	May 10, 2018
Book Page	001108/000516
Instrument	2947

Lender

Name	ALCOVA MTG
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,614.00 (+18.53%)	$840,500 (+68.13%) Land $130,000 Building $710,500	$840,500 (+68.13%) Land $130,000 Building $710,500
2023	$3,049.00	$499,900 (-) Land $125,000 Building $374,900	$499,900 (-) Land $125,000 Building $374,900
2022		$499,900 Land $125,000 Building $374,900	$499,900 Land $125,000 Building $374,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 500 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Property Details

APN / Parcel Number

Primary APN	`032 06-094 00`
Alternative APN	`8658`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	11 Rooms
Building Area	2,068 sqft Living Area
Gross Area	3,519 sqft Gross Area
1st Floor	1,901 sqft 1st Floor
Basement Area	1,271 sqft Basement
Finished Basement	1,271 sqft Finished
Stories	1 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	6,490 sqft (0.149 acres)
Parking Spaces	1 Parking Spaces
Garage Area	336 sqft Garage

Exterior Amenities

Balcony Area	14 sqft Balcony
Patio Area	350 sqft Patio
Porch Area	486 sqft Porch
Topography	Rolling Topography
Boat House	288 sqft Boat House

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	8658
Street Address	150 COTTAGE LN
City	MONETA
State	VA
Zip	24121-3423
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BOARDWALK - COTTAGE LOT 4
Legal Subdivision	BOARDWALK
Legal Lot Number	4
Jurisdiction	FRANKLIN VA
Minor Civil Division	GILLS CREEK
Census Blockgroup	3
Census Block	3004
Census Tract	20104

150 Cottage Ln, Moneta, VA 24121 Property Records

Property Highlights

Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

May 2022: Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

February 2021: Deed of Trust, Mortgage

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

May 2018: Warranty Deed, Transfer

Transaction

Transferred From (Grantor/Seller)

Transferred To (Grantee/Buyer)

Mortgage

Lender

Agreement

Interest

Tax Assessment & Valuation

Property Jurisdictions

Tax Bill & Assessment History

Flood & Wildfire

Flood

Wildfire

Property Details

APN / Parcel Number

Interior

Exterior

Exterior Amenities

Utilities and HVAC

Location & Zoning

Nearby Properties on Cottage Ln

Nearby Streets

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