140 Cottage Ln, Moneta, VA 24121 Property Records

Franklin County property record for 140 Cottage Ln, Moneta, VA 24121 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Bedrooms	3 Beds
Bathrooms	3.5 Baths
Year Built	Built 2006
Square Footage	1,812 sqft Living Area
Lot Size	5,053 sqft (0.116 acres)
Last Sale	$450,000 (2019)
Tax Bill	$2,908.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`032 06-095 00`
Alternative APN	`8659`

Interior

Bedrooms	3 Beds
Full Baths	3.5 Baths
Partial Baths	1 Partial Baths
Total Rooms	7 Rooms
Building Area	1,812 sqft Living Area
Gross Area	2,484 sqft Gross Area
1st Floor	1,728 sqft 1st Floor
Basement Area	895 sqft Basement
Finished Basement	895 sqft Finished
Stories	2 Stories
Primary Flooring	Ceramic Tile Flooring
Interior Structure	Wallboard/Drywall Interior Structure
Fireplace	Fireplace
Fireplaces	1 Fireplaces

Exterior

Year Built	Built 1997
Effective Year Built	Effective 2006
Exterior Material	Wood Siding Exterior
Roof Construction	Gable Roof Construction
Roof Material	Composition Shingle Roof
Lot Area	5,053 sqft (0.116 acres)

Exterior Amenities

Deck Area	224 sqft Deck
Patio Area	224 sqft Patio
Porch Area	224 sqft Porch
Topography	Rolling Topography
Boat House	288 sqft Boat House

Utilities and HVAC

Cooling System	HVAC Cooling
Heating System	Heat Pump Heating
Heating Fuel	Electric Heating Fuel
Sewage	Septic Sewage
Water Source	Commercial Water Source

Location & Zoning

Account Number	8659
Street Address	140 COTTAGE LN
City	MONETA
State	VA
Zip	24121-3423
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	BOARDWALK - COTTAGE LOT 5
Legal Subdivision	BOARDWALK
Legal Lot Number	5
Jurisdiction	FRANKLIN VA
Minor Civil Division	GILLS CREEK
Census Blockgroup	3
Census Block	3004
Census Tract	20104

Owner

Source: Franklin County records · APN 032 06-095 00

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	112 SAN MARCOS WAY, CROZET, VA 22932-1578
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 29, 2019 · Amount on Record
Deed Sale	Aug 29, 2019 · Amount on Record
Deed Doc Number	20195337
Deed Book / Page	1126 / 1760
Record Refreshed	Sep 20, 2026

August 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	FRANKLIN VA
Recording Date	Aug 29, 2019
Property Address	140 COTTAGE LN, MONETA, VA 24121-3423
Document Number	0011261760
Book / Page	001126 / 001760
Instrument Date	Aug 19, 2019
Instrument	5337
Transaction Type	Transfer
Record Updated	May 08, 2020
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$450.00
Amount Accuracy	Confirmed
Additional	Arms Length Transaction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	830 MURRAY LN CHARLOTTESVILLE VA 229037461, CHARLOTTESVILLE, VA 22903-7461

Mortgage

Document Number	11261763
Date	Aug 29, 2019
Book Page	001126/001763
Instrument	5338

Lender

Name	WELLS FARGO BK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Aug 28, 2034

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Franklin County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Virginia
County	Franklin County
Unified School District	Franklin County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,908.00 (+10.53%)	$676,400 (+56.79%) Land $130,000 Building $546,400	$676,400 (+56.79%) Land $130,000 Building $546,400
2023	$2,631.00	$431,400 (-) Land $125,000 Building $306,400	$431,400 (-) Land $125,000 Building $306,400
2022		$431,400 Land $125,000 Building $306,400	$431,400 Land $125,000 Building $306,400

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Franklin County (51067C), updated January 6, 2010 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No
Nearest Special Flood Hazard Area	Zone AE, within 100 ft

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.