DeSoto County property record for 17 W Valley St, Hernando, MS 38632 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Year Built | Built 1985 |
| Square Footage | 2,479 sqft Adjusted Area |
| Lot Size | 9,645 sqft (0.221 acres) |
| Occupancy | Owner Occupied |
| Tax Bill | $1,472.00 (2025) |
Source: DeSoto County records · APN 3-08-6-13-00-1-00125-02
Assessment roll updated December 15, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 17 W VALLEY ST, HERNANDO, MS 38632-1923 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Jul 05, 2023 | Deed of Trust, Mortgage · Conventional Mortgage CADENCE BANK NA |
| Jul 03, 2023 | Warranty Deed, Transfer |
| Apr 23, 2021 | Warranty Deed, Transfer · United States Department of Agriculture (USDA) Mortgage EAGLE BANK & TRUST CO |
| Dec 29, 2020 | Warranty Deed, Transfer |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Jul 03, 2023 |
| Deed Sale | Jul 03, 2023 |
| Prior Sale | Apr 23, 2021 · Amount on Record |
| Deed Book / Page | 1023 / 11480 |
| Prior Transfer Date | Dec 10, 2020 |
| Prior Transfer Doc | 000943/283 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 17 W VALLEY ST, HERNANDO, MS 38632-1923 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2023 |
| Name | Verified Name |
|---|---|
| Address | 331 ROBINS ST, TUPELO, MS 38804 |
| Document Number | 5660/58680 |
|---|---|
| Date | Jul 05, 2023 |
| Book Page | 5660/58680 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 01, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Jul 03, 2023 |
| Property Address | 17 W VALLEY ST, HERNANDO, MS 38632-1923 |
| Document Number | 1023/11480 |
| Book / Page | 1023 / 11480 |
| Map Reference | MB 23 PG 23 |
| Instrument Date | Jun 30, 2023 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 254 WILLIFORD ST, MEMPHIS, TN 38112-3224 |
| Name | Verified Name |
|---|---|
| Address | 17 W VALLEY ST, HERNANDO, MS 38632-1923 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Apr 23, 2021 |
| Property Address | 17 W VALLEY ST, HERNANDO, MS 38632-1923 |
| Document Number | 000955/300 |
| Book / Page | 955 / 300 |
| Map Reference | MB 23 PG 23 |
| Instrument Date | Apr 21, 2021 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Title Company | ALTA TITLE AND ESCROW, REALTY TITLE & ESCROW |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 7264 ALLISON RD, OLIVE BRANCH, MS 38654-9202 |
| Name | Verified Name |
|---|---|
| Address | 17 W VALLEY ST, HERNANDO, MS 38632-1923 |
| Document Number | 0005220224 |
|---|---|
| Date | Apr 23, 2021 |
| Instrument | 5220/224 |
| Name | EAGLE BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | United States Department of Agriculture (USDA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 01, 2051 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Dec 29, 2020 |
| Property Address | 17 W VALLEY ST, HERNANDO, MS 38632-1923 |
| Document Number | 000943/283 |
| Book / Page | 943 / 283 |
| Map Reference | MB 23 PG 23 |
| Instrument Date | Dec 15, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 04, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 8003 N 13TH ST, TAMPA, FL 33604-3233 |
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 7264 ALLISON RD, OLIVE BRANCH, MS 38654-9202 |
Source: DeSoto County records · Assessment roll updated December 15, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,472.00 (+20.75%) | $15,211 (+38.93%) Land $1,225 Building $13,986 | $152,114 (+38.93%) Land $12,250 Building $139,864 |
| 2023 | $1,219.00 | $10,949 (-) | $109,486 (-) Land $12,250 Building $97,236 |
| 2022 | $1,219.00 | $10,949 Land $1,225 Building $9,724 | $109,486 Land $12,250 Building $97,236 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 35% of the US · above 18% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 3,226 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 3-08-6-13-00-1-00125-02 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Building Area | 2,479 sqft Adjusted Area |
| 1st Floor | 2,172 sqft 1st Floor |
| Stories | 1 Stories |
| Interior Structure | Wallboard/Drywall Interior Structure |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Exterior Material | Wood Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Roof Material | Shingle Roof |
| Lot Area | 9,645 sqft (0.221 acres) |
| Depth X Width | 149 ft x 70 ft Depth x Width |
| Street Address | 17 W VALLEY ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1923 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | 13-3-8 LOT 3 EAST VALLEY S-D HERNANDO INC |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | EAST VALLEY |
| Legal Lot Number | 3 |
| Jurisdiction | DESOTO MS |
| Minor Civil Division | 5 |
| Census Blockgroup | 1 |
| Census Block | 1076 |
| Census Tract | 71122 |
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