10 W Valley St, Hernando, MS 38632 Property Records

DeSoto County property record for 10 W Valley St, Hernando, MS 38632 · Last verified January 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms4 Beds
Year BuiltBuilt 1931
Square Footage2,888 sqft Adjusted Area
Lot Size28,687 sqft (0.658 acres)
Garage738 sqft
OccupancyOwner Occupied
Tax Bill$1,898.00 (2025)

Property Details

APN / Parcel Number

Primary APN3-08-6-13-00-1-00050-00

Interior

Bedrooms4 Beds
Total Rooms8 Rooms
Building Area2,888 sqft Adjusted Area
Stories1 Stories
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1931
Exterior MaterialWood Exterior
Construction TypeFrame Construction
Foundation TypeConcrete Foundation
Roof ConstructionGable Roof Construction
Roof MaterialShingle Roof
Lot Area28,687 sqft (0.658 acres)
Depth X Width128 ft x 155 ft Depth x Width
Parking Spaces3 Parking Spaces
Garage Area738 sqft Garage

Location & Zoning

Street Address10 W VALLEY ST
CityHERNANDO
StateMS
Zip38632-1924
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description13-3-8 PT. LOT 407 HERNANDO INC
Legal Range08
Legal Township03
Legal Section13
Legal QuarterNW
Legal SubdivisionHERNANDO INC
Legal Lot Number407
JurisdictionDESOTO MS
Minor Civil Division5
Census Blockgroup1
Census Block1077
Census Tract71122

Owner

Source: DeSoto County records · APN 3-08-6-13-00-1-00050-00

Assessment roll updated September 1, 2025 · Last verified January 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Co-ownerVerified Secondary Owner
Mailing Address10 W VALLEY ST, HERNANDO, MS 38632-1924
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 17, 2009
Deed SaleDec 17, 2009
Deed Doc Number0000623457
Deed Book / Page623 / 457
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionDESOTO MS
Property Address10 W VALLEY ST, HERNANDO, MS 38632-1924
Transaction TypeMortgage
Record UpdatedNov 10, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address10 W VALLEY ST, HERNANDO, MS 38632-1924

Mortgage

Document Number5660/98809
DateOct 24, 2023
Book Page5660/98809
Lender
NameCADENCE BANK NA
TypeBank
AddressHERNANDO, MS 38632
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueOct 26, 2048
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

Tax Assessment & Valuation

Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026

Property Jurisdictions

TypeName
StateMississippi
CountyDeSoto County
MunicipalityHernando City
Unified School DistrictDeSoto County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,898.00 (+0.16%)$16,295 (+33.35%) Land $2,577 Building $13,718$162,945 (+33.35%) Land $25,768 Building $137,177
2023$1,895.00$12,220$122,195 Land $25,768 Building $96,427

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