DeSoto County property record for 111 W Valley St, Hernando, MS 38632 · Last verified January 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,430 sqft · built 2000 |
| Lot Size | 0.365 acres (15,900 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $3,061 (2025) |
| Deeds & Mortgages | Jan 2017 Construction Loan Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-1-00117-00 |
| Primary APN | 3-08-6-13-00-1-00117-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 4,430 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Concrete |
| Roof Type | Hip |
| Roof Material | Shingle |
| Lot Area | 15,900 sqft (0.365 acres) |
| Lot Dimensions | 124 ft deep x 120 ft wide |
| Garage Type | Carport |
| Carport | Carport |
| Carport Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 111 W VALLEY ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1831 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 13-3-8 LOT 313 HERNANDO INC |
| Legal Range | 08 |
| Legal Township | 03 |
| Legal Section | 13 |
| Legal Quarter | NW |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 313 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1075 |
| Census Tract | 71122 |
Source: DeSoto County records · APN 3-08-6-13-00-1-00117-00
Assessment roll updated September 1, 2025 · Last verified January 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 111 W VALLEY ST, HERNANDO, MS 38632-1831 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 26, 2017 | Deed of Trust, Mortgage · Construction Mortgage BANCORPSOUTH BANK |
| Sep 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage FIRST FEDERAL BANK |
| Aug 29, 2017 | Warranty Deed, Transfer · FHA Mortgage IBERIABANK MORTGAGE CO |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 29, 2017 |
| Deed Sale | Aug 29, 2017 |
| Deed Document Number | 20170829010248560 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 111 W VALLEY ST, HERNANDO, MS 38632-1831 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|
| Document Number | 004295/652 |
|---|---|
| Date | Jan 26, 2017 |
| Book Page | 4295/652 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Type | Construction Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 6 Months |
| Due | Jul 25, 2017 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 111 W VALLEY ST, HERNANDO, MS 38632-1831 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 111 W VALLEY ST, HERNANDO, MS 38632-1831 |
| Document Number | 005051/670 |
|---|---|
| Date | Sep 28, 2020 |
| Book Page | 5051/670 |
| Name | FIRST FEDERAL BANK |
|---|---|
| Type | Bank |
| Address | LAKE CITY, FL 32055 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 301 Months |
| Due | Oct 01, 2045 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Aug 29, 2017 |
| Property Address | 111 W VALLEY ST, HERNANDO, MS 38632-1831 |
| Document Number | 20170829010248560 |
| Instrument Date | Aug 28, 2017 |
| Instrument | 20170829010248560 |
| Transaction Type | Transfer |
| Record Updated | Nov 29, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 726 HARPETH KNOLL RD, 726, NASHVILLE, TN 37221-3516 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 111 W VALLEY ST, HERNANDO, MS 38632-1831 |
| Document Number | 20170829010248570 |
|---|---|
| Date | Aug 29, 2017 |
| Instrument | 20170829010248570 |
| Name | IBERIABANK MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | LAFAYETTE, LA 70501 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2047 |
Source: DeSoto County records · Assessment roll updated September 1, 2025 · Last verified January 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,061.00 (+21.28%) | $28,850 (+41.71%) Land $1,953 Building $26,897 | $288,502 (+41.71%) Land $19,530 Building $268,972 |
| 2023 | $2,524.00 | $20,359 | $203,587 Land $19,530 Building $184,057 |
Source: FEMA National Flood Hazard Layer, DeSoto County (28033C), updated June 5, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280330711221, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 3 individual NFIP policies nearby |
| Nearby Flood Policies | 3 in force 3 of 3 on primary residences |
| Wildfire Risk | Low above 34% of the US · above 18% of Mississippi |
|---|---|
| Wildfire Likelihood | About 1 in 2,941 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: NPS National Register of Historic Places · August 1, 2026 release · Last verified October 2026
| Historic District | Within the Hernando North Side Historic District listed 2001 · 18 contributing resources · NRIS 01000916 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures