DeSoto County property record for 120 W Valley St, Hernando, MS 38632
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,476 sqft · built 2000 |
| Lot Size | 1.4 acres (60,984 sqft) |
| Owner | Trust Name on Record |
| Tax Bill | $1,299 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 3-08-6-13-00-1-00056-00 |
| Primary APN | 3-08-6-13-00-1-00056-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 11 Rooms |
| Stories | 2 Stories |
| Building Area | 4,476 sqft Adjusted Area |
| 1st Floor Area | 2,320 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2000 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 60,984 sqft (1.4 acres) |
| Garage Area | 880 sqft |
| Parking Spaces | 4 Parking Spaces |
| Street Address | 120 W VALLEY ST |
|---|---|
| City | HERNANDO |
| State | MS |
| Zip | 38632-1828 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-12 |
| Legal Description | 13-3-8 LOTS 309, 310, 311,312 HERNANDO INC E 25' CHURCH ST ADJ 309 & 310 |
| Legal Range | 008 |
| Legal Township | 03S |
| Legal Section | 13 |
| Legal Subdivision | HERNANDO INC |
| Legal Lot Number | 309 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1069 |
| Census Tract | 71122 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Hernando North Side Historic District listed 2001 · 18 contributing resources · NRIS 01000916 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: DeSoto County records, as of December 23, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on Record |
|---|---|
| Mailing Address | 120 W VALLEY ST, HERNANDO, MS 38632-1828 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Dec 23, 2009 |
| Transfer Doc | 000624/228 |
| Record Updated | Jun 8, 2026 |
Source: DeSoto County assessment roll, as of December 15, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Hernando City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,299.00 (-16.09%) | $18,658 (-) Land $3,500 Building $15,158 | $186,577 (-) Land $35,000 Building $151,577 |
| 2023 | $1,548.00 | $18,658 | $186,577 Land $35,000 Building $151,577 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 65% of the US · lower than 82% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF HERNANDO-JAYBIRD private · serves 6,750 people · EPA ID MS0170002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2024 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 5 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: C Spire Wireless.
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