Monroe County property record for 17 Aster Ter, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 3 ba · 1,406 sqft · built 1964 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,275,000 (Feb 2023) |
| Tax Bill | $11,774 (2025) |
| Deeds & Mortgages | Feb 2023 Sale & Mortgage Dec 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone AE (high risk) |
| APN | 00134520-000000 |
| Primary APN | 00134520-000000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 1 Story |
| Building Area | 1,406 sqft Living Area |
| 1st Floor Area | 1,406 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 2014 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 312 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 458 sqft |
| Patio Area | 260 sqft |
| Boat Access | Boat Access |
| Cooling System | HVAC |
|---|
| Account Number | 1168831 |
|---|---|
| Street Address | 17 ASTER TER |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LOT 20 KEY HAVEN AMENDED PLAT RACCOON KEY PB4-107 OR279-110 OR793-1594 OR801-1401 OR1024-356 OR1025-1595 OR1622-1379 OR1631-1861 OR1983-79 OR3062-631 OR3211-0492 |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 26 |
| Legal Subdivision | KEY HAVEN AMD |
| Legal Lot Number | 20 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
Source: Monroe County records, as of May 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 17639 N REFLECTION CIR, BENNINGTON, NE 68007-5746 |
| Owner Type | Company |
| Vesting | Trust, Revocable Trust |
| Date | Document |
|---|---|
| Feb 7, 2023 | Warranty Deed, Transfer · Conventional Mortgage CORE BANK |
| Dec 14, 2020 | Warranty Deed, Transfer · VA Mortgage HERITAGE BANK OF THE OZARKS |
| Apr 17, 2020 | Deed of Trust, Mortgage IBERIABANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 7, 2023 · Amount on Record |
| Deed Sale | Feb 7, 2023 · Amount on Record |
| Prior Sale | Dec 14, 2020 · Amount on Record |
| Deed Document Number | 20232405909 |
| Deed Book / Page | 3211 / 492 |
| Prior Transfer Date | Mar 9, 2004 |
| Prior Transfer Doc | 0019830079 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Feb 7, 2023 |
| Property Address | 17 ASTER TER, KEY WEST, FL 33040-6205 |
| Document Number | 0032110492 |
| Book / Page | 3211 / 492 |
| Map Reference | MB 4 PG 107 |
| Instrument Date | Feb 3, 2023 |
| Instrument | 2405909 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,925.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 1119 KEY PLZ, KEY WEST, FL 33040-4077 |
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 17639 N REFLECTION CIR, BENNINGTON, NE 68007-5746 |
| Document Number | 0003211496 |
|---|---|
| Date | Feb 7, 2023 |
| Instrument | 3211/496 |
| Name | CORE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 14, 2020 |
| Property Address | 17 ASTER TER, KEY WEST, FL 33040-6205 |
| Document Number | 0030620631 |
| Book / Page | 3062 / 631 |
| Map Reference | MB 4 PG 46 |
| Instrument Date | Dec 11, 2020 |
| Instrument | 2294682 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | FIRST INTERNATIONAL TTL INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $6,650.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4200 BELAIR LN APT 215, 4200, NAPLES, FL 34103-3149 |
| Name | Verified Name |
|---|---|
| Address | 17 ASTER TER, KEY WEST, FL 33040-6205 |
| Document Number | 0003062633 |
|---|---|
| Date | Dec 14, 2020 |
| Instrument | 3062/633 |
| Name | HERITAGE BANK OF THE OZARKS |
|---|---|
| Type | Bank |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONROE FL |
| Property Address | 17 ASTER TER, KEY WEST, FL 33040-6205 |
| Document Number | 0030191328 |
| Instrument Date | Apr 17, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jul 2, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 23 ASTER TER KEY WEST FL 330406205, KEY WEST, FL 33040-6205 |
| Document Number | 0030191328 |
|---|---|
| Date | Apr 24, 2020 |
| Book Page | 003019/001328 |
| Instrument | 2264107 |
| Name | IBERIABANK |
|---|---|
| Type | Bank |
| Address | LAFAYETTE, LA 70501 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Apr 23, 2050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,774.00 (+10.66%) | $1,295,724 (+57.54%) Land $966,570 Building $329,154 | $1,295,724 (+53.91%) Land $966,570 Building $329,154 |
| 2024 | $10,640.00 (+51.5%) | ||
| 2023 | $7,023.00 (+2.84%) Senior Citizen's exemption | $822,485 (+3%) | $841,875 (-12.46%) Land $502,980 Building $338,895 |
| 2022 | $6,829.00 Senior Citizen's exemption | $798,530 | $961,694 Land $502,980 Building $458,714 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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