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20 Aster Ter, Key West, FL 33040 Property Records

Monroe County property record for 20 Aster Ter, Key West, FL 33040 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms2 Beds
Bathrooms2 Baths
Year BuiltBuilt 2000
Square Footage941 sqft Living Area
Lot Size6,000 sqft (0.138 acres)
OccupancyOwner Occupied
Last Sale$1,300,000 (2025)
Tax Bill$5,466.00 (2024)

Property Details

APN / Parcel Number

Primary APN00135610-000000
Alternative APNs
  • 25672500135610000000
  • 1169871

Interior

Bedrooms2 Beds
Full Baths2 Baths
Building Area941 sqft Living Area
1st Floor941 sqft 1st Floor
Stories1 Stories
Primary FlooringCeramic Tile Flooring
Interior StructureWallboard/Drywall Interior Structure

Exterior

Year BuiltBuilt 1958
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block Exterior
Construction TypeConcrete Blocks Construction
Roof ConstructionGable/Hip Roof Construction
Roof MaterialMetal Roof
Lot Area6,000 sqft (0.138 acres)
Depth X Width100 ft x 60 ft Depth x Width

Exterior Amenities

Deck Area260 sqft Deck
Patio Area338 sqft Patio
PorchOpen Porch
Porch Area116 sqft Porch
ViewCanal View

Utilities and HVAC

Cooling SystemNone Cooling

Location & Zoning

Account Number1169871
Street Address20 ASTER TER
CityKEY WEST
StateFL
Zip33040-6205
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionBK 2 LT 10 KEY HAVEN THIRD ADDN RACCOON KEY PB4-115 OR201-463 OR2963-1288 OR2966-0465 OR2966-0467 OR3131-86 OR3146-1506 OR3166-1822 OR3166-1824
Legal Range25E
Legal Township67S
Legal Section25
Legal SubdivisionKEY HAVEN 3RD ADD
Legal Block2
Legal Lot Number10
JurisdictionMONROE FL
Minor Civil DivisionKEY WEST
Census Blockgroup1
Census Block1011
Census Tract971800

Owner

Source: Monroe County records · APN 00135610-000000

Assessment roll updated December 8, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on File
Mailing Address20 ASTER TER, KEY WEST, FL 33040-6205
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Oct 18, 2023Deed of Trust, Mortgage · Line of Credit
KEYS FCU
Dec 02, 2025Warranty Deed, Transfer
ATTORNEY ONLY, ATTORNEY
Apr 11, 2022Quit Claim Deed, Transfer
Quitclaim Document
Apr 11, 2022Quit Claim Deed, Transfer · Conventional Mortgage
SHAMROCK HOME LOANS INC
Jun 28, 2019Affidavit of Death, Mortgage · Conventional Mortgage
FIRST ST BK/FL KEYS

Assessor's Deed Record

Deed Names2 Verified Names on Deed
Last SaleDec 02, 2025 · Amount on Record
Deed SaleDec 02, 2025 · Amount on Record
Prior SaleApr 11, 2022 · Amount on Record
Deed Doc Number20252524084
Deed Book / Page3356 / 277
Prior Transfer DateMar 28, 2022
Prior Transfer Doc0031661822
Record RefreshedJun 08, 2026

October 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address20 ASTER TER, KEY WEST, FL 33040-6205
Transaction TypeMortgage
Record UpdatedDec 26, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0032471298
DateOct 18, 2023
Book Page3247/1298
Instrument2436996
Lender
NameKEYS FCU
TypeCredit Union
AddressKEY WEST, FL 33040
Agreement
TypeLine of Credit
AmountAmount Recorded
Term216 Months
DueOct 17, 2041
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

December 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMONROE FL
Recording DateDec 02, 2025
Property Address20 ASTER TER, KEY WEST, FL 33040-6205
Document Number0033560277
Book / Page3356 / 277
Map ReferenceMB 4 PG 115
Instrument DateDec 02, 2025
Instrument2524084
Transaction TypeTransfer
Record UpdatedDec 26, 2025
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

AmountAmount Recorded
Tax$9,100.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ASTER TER, KEY WEST, FL 33040-6205

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 11, 2022
Property Address20 ASTER TER, KEY WEST, FL 33040-6205
Document Number0031661822
Book / Page3166 / 1822
Map ReferenceMB 4 PG 115
Instrument DateMar 28, 2022
Instrument2370150
Transaction TypeTransfer
Record UpdatedJun 01, 2023

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document

Transferred From (Grantor/Seller)

NameVerified Name
Address32 6TH AVE, KEY WEST, FL 33040-5815

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ASTER TER, KEY WEST, FL 33040-6205

April 2022: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionMONROE FL
Recording DateApr 11, 2022
Property Address20 ASTER TER, KEY WEST, FL 33040-6205
Document Number0031661824
Book / Page3166 / 1824
Map ReferenceMB 4 PG 115
Instrument DateMar 28, 2022
Instrument2370151
Transaction TypeTransfer
Record UpdatedJun 01, 2023
Title CompanyTHE CLOSING DEPARTMENT INC

Transaction

AmountAmount Recorded
Tax$910.00
Amount AccuracyFull Amount Stated
Additional
  • Quitclaim Document
  • Interfamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ASTER TER, KEY WEST, FL 33040-6205

Mortgage

Document Number0031661829
DateApr 11, 2022
Book Page3166/1829
Instrument2370154
Lender
NameSHAMROCK HOME LOANS INC
TypeMortgage Company
AddressRUMFORD, RI 02916
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueApr 01, 2052

June 2019: Affidavit of Death, Mortgage

Document TypeAffidavit of Death
JurisdictionMONROE FL
Recording DateJun 28, 2019
Property Address20 ASTER TER, KEY WEST, FL 33040-6205
Document Number0029721056
Book / Page002972 / 001056
Instrument DateJun 27, 2019
Instrument2226604
Transaction TypeMortgage
Record UpdatedJul 19, 2019
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address20 ASTER TER KEY WEST FL 330406205, KEY WEST, FL 33040-6205

Mortgage

Document Number29721065
DateJun 28, 2019
Book Page002972/001065
Instrument2226609
Lender
NameFIRST ST BK/FL KEYS
TypeBank
Address1201 SIMONTON ST, KEY WEST, FL 33040-3111
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueJun 27, 2049
Interest
Rate TypeAdjustable Rate
Rate5.37%

Tax Assessment & Valuation

Source: Monroe County records · Assessment roll updated December 8, 2025 · Last verified April 2026

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$643,206 (+11.39%)$1,147,799 (+78.88%) Land $966,570 Building $181,229
2024$5,466.00 (+9.5%)
2023$4,992.00 (-15.26%) Homeowner's exemption$577,461 (-10.01%)$641,668 (-) Land $502,980 Building $138,688
2022$5,891.00$641,668 Land $502,980 Building $138,688$641,668 Land $502,980 Building $138,688

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Monroe County (12087C), updated September 24, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone AE
Flood HazardHigh
100-Year FloodplainYes
1% annual chance
Special Flood Hazard AreaYes
Flood Insurance RequirementRequired (federally backed mortgages)
FloodwayNo
Base Flood Elevation9.0 ft

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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