Monroe County property record for 12 Aster Ter, Key West, FL 33040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,605 sqft · built 1961 |
| Lot Size | 0.138 acres (6,000 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $1,100,000 (Aug 2025) |
| Tax Bill | $7,831 (2024) |
| Flood Zone | Zone AE (high risk) |
| APN | 00135570-000000 |
| Primary APN | 00135570-000000 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1961 |
|---|---|
| Effective Year Built | Effective 2000 |
| Exterior Material | Concrete Block |
| Construction Type | Concrete Block |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 6,000 sqft (0.138 acres) |
| Lot Dimensions | 100 ft deep x 60 ft wide |
| View / Lot | Canal |
| Garage Type | Covered |
| Garage Area | 294 sqft |
| Porch | Florida Room |
|---|---|
| Porch Area | 397 sqft |
| Deck Area | 280 sqft |
| Patio Area | 304 sqft |
| Boat Access | Boat Access |
| Cooling System | Wall Unit |
|---|
| Account Number | 1169838 |
|---|---|
| Street Address | 12 ASTER TER |
| City | KEY WEST |
| State | FL |
| Zip | 33040-6205 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | BK 2 LT 6 KEY HAVEN THIRD ADDITION RACCOON KEY PB-4-115 OR161-98 OR217-26 OR860-1785 OR1071-691D/C OR1368-740 OR1379-2382DC U/R M/T FARRAND R OR1670-263/64PET/ADM OR1670-266/71WILL OR1698-532/34PET OR1698-535/36EST/ORD OR1844-332/33PET/DISCHG OR1844- |
| Legal Range | 25E |
| Legal Township | 67S |
| Legal Section | 25 |
| Legal Subdivision | KEY HAVEN 3RD ADD |
| Legal Block | 2 |
| Legal Lot Number | 6 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | KEY WEST |
| Census Block Group | 1 |
| Census Block | 1011 |
| Census Tract | 971800 |
12 Aster Ter is owned by two individuals who bought it in August 2025.
Source: Monroe County records, as of December 8, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1308 20TH TER, KEY WEST, FL 33040-4507 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on File |
| Deed Sale | Aug 4, 2025 · Amount on File |
| Prior Sale | Jul 1, 1982 · Amount on File |
| Deed Document Number | 20252510416 |
| Deed Book / Page | 3338 / 1256 |
| Prior Transfer Date | Jun 30, 2025 |
| Prior Transfer Doc | 0033330229 |
| Record Updated | Jun 8, 2026 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,193,849 Land $966,570 Building $227,279 | $1,193,849 Land $966,570 Building $227,279 | |
| 2024 | $7,831.00 (+24.2%) | ||
| 2023 | $6,305.00 (+5.56%) | $715,715 (-) Land $502,980 Building $212,735 | $715,715 (-) Land $502,980 Building $212,735 |
| 2022 | $5,973.00 | $715,715 Land $502,980 Building $212,735 | $715,715 Land $502,980 Building $212,735 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 12 Aster Ter in Zone AE, a high-risk flood area; flood insurance is required for federally backed loans.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 9.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on File median of 363 individual policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 388 units insured incl. 25 condo units |
| Nearby Flood Claims | 402 (1980–2022) |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 12 Aster Ter has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
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