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21 Aster Ter, Key West, FL 33040 Property Records

Monroe County property record for 21 Aster Ter, Key West, FL 33040

Property Summary

Property TypeSingle Family Home
Details2 bd · 2 ba · 2,007 sqft · built 1959
Lot Size0.138 acres (6,000 sqft)
Owner2 Individual Names on Record
Last Sale$375,000 (Nov 2001)
Tax Bill$4,418 (2024)
Deeds & MortgagesNov 2022 Transfer
Apr 2020 Mortgage
Flood ZoneZone AE (high risk)
APN00134500-000000

Property Details

APN / Parcel Number

Primary APN00134500-000000
Alternative APNs
  • 26672500134500000000
  • 1168815

Interior

Bedrooms2 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,007 sqft Living Area
1st Floor Area2,007 sqft
FlooringCeramic Tile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1959
Effective Year BuiltEffective 2000
Exterior MaterialConcrete Block
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialMetal
Lot Area6,000 sqft (0.138 acres)
Lot Dimensions100 ft deep x 60 ft wide

Exterior Amenities

PorchOpen Porch
Porch Area96 sqft
Deck Area120 sqft
Patio Area290 sqft
Boat AccessBoat Access

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Account Number1168815
Street Address21 ASTER TER
CityKEY WEST
StateFL
Zip33040-6205
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeIS
Legal DescriptionLT 18 KEY HAVEN AMENDED PLAT PB4-107 RACCOON KEY OR174-267-268 OR1320-2132/33 OR1738-1892 OR3199-2274
Legal Range25E
Legal Township67S
Legal Section26
Legal SubdivisionKEY HAVEN AMD
Legal Lot Number18
JurisdictionMONROE FL
Township / Civil DivisionKEY WEST
Census Block Group1
Census Block1011
Census Tract971800

Owner

Source: Monroe County records, as of December 8, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address21 ASTER TER, KEY WEST, FL 33040-6205
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Nov 1, 2022Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION
Apr 17, 2020Deed of Trust, Mortgage
IBERIABANK

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 16, 2001 · Amount on Record
Deed SaleNov 16, 2001 · Amount on Record
Prior SaleAug 26, 1994
Deed Book / Page1738 / 1892
Last Transfer DateNov 1, 2022
Transfer Doc0031992274
Record UpdatedJun 8, 2026

November 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionMONROE FL
Recording DateNov 1, 2022
Property Address21 ASTER TER, KEY WEST, FL 33040-6205
Document Number0031992274
Book / Page3199 / 2274
Map ReferenceMB 4 PG 46
Instrument DateNov 1, 2022
Instrument2396246
Transaction TypeTransfer
Record UpdatedJan 10, 2023
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address21 ASTER TER, KEY WEST, FL 33040-6205

Transferred To (Grantee/Buyer)

NameVerified Name
Address21 ASTER TER, KEY WEST, FL 33040-6205

April 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONROE FL
Property Address21 ASTER TER, KEY WEST, FL 33040-6205
Document Number0030191328
Instrument DateApr 17, 2020
Transaction TypeMortgage
Record UpdatedJul 2, 2020
Title CompanyNOT AVAILABLE

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address23 ASTER TER KEY WEST FL 330406205, KEY WEST, FL 33040-6205

Mortgage

Document Number0030191328
DateApr 24, 2020
Book Page003019/001328
Instrument2264107
Lender
NameIBERIABANK
TypeBank
AddressLAFAYETTE, LA 70501
Agreement
AmountAmount Recorded
Term360 Months
DueApr 23, 2050

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyMonroe County
Unified School DistrictMonroe County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$515,220 (+5.99%)$1,274,720 (+60.27%) Land $966,570 Building $308,150
2024$4,418.00 (+4.72%)
2023$4,219.00 (+2.9%) Homeowner's exemption$486,117 (+3%)$795,359 (-0.07%) Land $502,980 Building $292,379
2022$4,100.00 Homeowner's exemption$471,959$795,878 Land $502,980 Building $292,898

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone AE
high risk
100-Year FloodplainYes
1% annual chance
FloodwayNo
Base Flood Elevation9.0 ft
Flood Insurance RequirementRequired
federally backed loans
Flood Insurance CostPremium on Record
median of 363 individual policies
Community Rating SystemClass 3 (35% premium discount)
Nearby Flood Policies388 units insured
incl. 25 condo units
Nearby Flood Claims402 (1980–2022)
Most Recent ClaimSep 2022 · Hurricane Ian
Claims by Event
  • Hurricane Irma, Sep 2017 · 46 claims
  • Hurricane Wilma, Nov 2005 · 265 claims
  • Hurricane Georges, Sep 1998 · 65 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 199 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250

May also be available: T-Mobile, Verizon.

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