1699 Opal Dr, Elko, NV 89801 Property Records

Elko County property record for 1699 Opal Dr, Elko, NV 89801 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · built 2024
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$386,500 (Sep 2024)
Tax Bill	$4,445 (2025)
Deeds & Mortgages	Sep 2024 Sale & Mortgage Oct 2022 Sale
Flood Zone	Zone X (moderate risk)
APN	`001-633-088`

Property Details

APN / Parcel Number

Primary APN	`001-633-088`
Alternative APN	`001-633-050`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Year Built	Built 2024
Lot Area	7,057 sqft (0.162 acres)
Garage Area	462 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1699 OPAL DR
City	ELKO
State	NV
Zip	89801-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT:81 DIST:11.0 CITY/MUNI/TWP:CITY OF ELKO SUBD:GREAT BASIN ESTATES PH 3 PHASE:3 MAP REF:MAP776887
Legal Subdivision	GREAT BASIN ESTATES PH 3
Legal Phase	3
Legal Lot Number	81
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1001
Census Tract	951300

Owner

Source: Elko County records · APN 001-633-088

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1699 OPAL DR, ELKO, NV 89801-8822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 20, 2024	Bargain and Sale Deed, Transfer · FHA Mortgage ISERVE RESIDENTIAL LENDING LLC
Oct 06, 2022	Bargain and Sale Deed, Transfer STEWART TITLE ELKO

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 20, 2024 · Amount on Record
Deed Sale	Sep 20, 2024 · Amount on Record
Prior Sale	Oct 06, 2022 · Amount on Record
Deed Document Number	841129
Record Updated	Jun 08, 2026

September 2024: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Sep 20, 2024
Property Address	1699 OPAL DR, ELKO, NV 89801-8822
Document Number	0000841129
Map Reference	FILE 776887
Instrument Date	Sep 05, 2024
Instrument	841129
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,507.35
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	441 LANDMARK LN UNIT 8, 8, SPRING CREEK, NV 89815-9706

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1699 OPAL DR, ELKO, NV 89801-8822
Investor	Possibly a Property Investor

Mortgage

Document Number	0000841130
Date	Sep 20, 2024
Instrument	841130

Lender

Name	ISERVE RESIDENTIAL LENDING LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 01, 2054

October 2022: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Oct 06, 2022
Property Address	1699 OPAL DR, ELKO, NV 89801-8822
Document Number	0000811649
Map Reference	DOC 750571
Instrument Date	Oct 04, 2022
Instrument	811649
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Tax	$530.40
Amount Accuracy	Rounded by County
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12257 BUSINESS PARK DR # DR1, DR1, TRUCKEE, CA 96161-3333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	283 GREENCREST DR, SPRING CREEK, NV 89815-5447
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,445.00 (+669.03%)	$126,464 (+702.95%) Land $21,700 Building $104,764	$361,326 (+702.95%) Land $62,000 Building $299,326
2023	$578.00	$15,750 (-) Land $15,750	$45,000 (-) Land $45,000
2022	$578.00	$15,750 Land $15,750	$45,000 Land $45,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079513001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1990–2017)
Most Recent Claim	Feb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Wildfire

Wildfire Risk	High above 81% of the US · above 58% of Nevada
Wildfire Likelihood	About 1 in 149 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Anthem Broadband of Nevada	Fiber	2,000 / 2,000
Churchill County, State of Nevada	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
White Cloud Networks	Fixed Wireless	200 / 50
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50

May also be available at this address: Zito West Holding, White Cloud Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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