1683 Opal Dr, Elko, NV 89801 Property Records

Elko County property record for 1683 Opal Dr, Elko, NV 89801 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,368 sqft · built 2021
Lot Size	0.162 acres (7,057 sqft)
Owner	Individual Name on File
Last Sale	$360,000 (Nov 2021)
Tax Bill	$4,044 (2025)
Deeds & Mortgages	May 2025 Mortgage Nov 2021 Sale + 2 more
Flood Zone	Zone X (moderate risk)
APN	`001-633-031`

Property Details

APN / Parcel Number

Primary APN	`001-633-031`
Alternative APN	`001-633-030`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	3,368 sqft Living Area

Exterior

Year Built	Built 2021
Lot Area	7,057 sqft (0.162 acres)
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Sewer	Septic
Water Source	Well

Location & Zoning

Street Address	1683 OPAL DR
City	ELKO
State	NV
Zip	89801-8822
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	GREAT BASIN ESTATES SUBDIVISION PHASE 2,FILE 750571,LOCATED IN,MDB&M,FORMERLY A PORTION OF 001-633-030,NO HARD COPY RECORDS,
Legal Subdivision	GREAT BASIN ESTATES PH 2
Legal Phase	2
Legal Lot Number	25
Jurisdiction	ELKO NV
Township / Civil Division	ELKO
Census Block Group	1
Census Block	1001
Census Tract	951300

Owner

Source: Elko County records · APN 001-633-031

Assessment roll updated January 1, 2025 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1683 OPAL DR, ELKO, NV 89801-8822
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 08, 2025	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Nov 01, 2021	Bargain and Sale Deed, Transfer STEWART TITLE COMPANY-F, STEWART TITLE CO
Feb 08, 2021	Bargain and Sale Deed, Transfer STEWART TITLE ELKO
Sep 21, 2020	Deed of Trust, Mortgage LEWIS JAMES L LIVING TR (LT)

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Nov 01, 2021 · Amount on Record
Deed Sale	Nov 01, 2021 · Amount on Record
Prior Sale	Feb 08, 2021 · Amount on Record
Deed Document Number	796820
Record Updated	Jun 08, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1683 OPAL DR, ELKO, NV 89801-8822
Transaction Type	Mortgage
Record Updated	Nov 07, 2025
Title Company	SUMMIT TITLE AGENCY INC, SUMMIT TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 OPAL DR, ELKO, NV 89801-8822

Mortgage

Document Number	0000849337
Date	May 08, 2025
Instrument	849337

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30342

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jun 01, 2040

November 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Nov 01, 2021
Property Address	1683 OPAL DR, ELKO, NV 89801-8822
Document Number	0000796820
Map Reference	FILE 750571
Instrument Date	Oct 28, 2021
Instrument	796820
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE CO

Transaction

Amount	Amount Recorded
Tax	$1,404.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	931 BUCKSKIN PL, SPRING CREEK, NV 89815-7441

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1683 OPAL DR, ELKO, NV 89801-8822

February 2021: Bargain and Sale Deed, Transfer

Document Type	Bargain and Sale Deed
Jurisdiction	ELKO NV
Recording Date	Feb 08, 2021
Property Address	1683 OPAL DR, ELKO, NV 89801-8822
Document Number	0000782260
Map Reference	DOC 750571
Instrument Date	Feb 04, 2021
Instrument	782260
Transaction Type	Transfer
Record Updated	Nov 07, 2025
Title Company	STEWART TITLE ELKO

Transaction

Amount	Amount Recorded
Tax	$487.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	12257 BUSINESS PARK DR # DR1, DR1, TRUCKEE, CA 96161-3333

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2716 SUNNYSIDE AVE, ELKO, NV 89801-7938
Investor	Possibly a Property Investor

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ELKO NV
Property Address	1683 OPAL DR, ELKO, NV 89801-8822
Document Number	0000774547
Instrument Date	Sep 21, 2020
Transaction Type	Mortgage
Record Updated	Oct 09, 2020
Title Company	NOT AVAILABLE

Transaction

Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	12257 BUSINESS PARK DR #1 TRUCKEE CA 961613334, 1, TRUCKEE, CA 96161-3334

Mortgage

Document Number	0000774547
Date	Sep 28, 2020
Instrument	774547

Lender

Name	LEWIS JAMES L LIVING TR (LT)
Address	1035 UNDERHILLS RD, OAKLAND, CA 94610-2528

Agreement

Amount	Amount Recorded

Tax Assessment & Valuation

Source: Elko County records · Assessment roll updated January 1, 2025 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Nevada
County	Elko County
Municipality	Elko City
Unified School District	Elko County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,044.00 (+12.96%)	$125,266 (+10.83%) Land $21,700 Building $103,566	$357,903 (+10.83%) Land $62,000 Building $295,903
2023	$3,580.00 (+2.99%)	$113,021 (+15.43%) Land $15,750 Building $97,271	$322,917 (+15.43%) Land $45,000 Building $277,917
2022	$3,476.00	$97,915 Land $15,750 Building $82,165	$279,757 Land $45,000 Building $234,757

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Elko County (32007C), updated May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079513001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Cost	Premium on Record median of 10 individual NFIP policies nearby
Nearby Flood Policies	10 in force
Nearby Flood Claims	4 (1990–2017)
Most Recent Claim	Feb 2017, rainfall accumulation, Severe Winter Storms, Flooding, And Mudslides
Claims By Storm	Severe Winter Storms, Flooding, And Mudslides, Feb 2017 · 2 claims

Wildfire

Wildfire Risk	High above 81% of the US · above 58% of Nevada
Wildfire Likelihood	About 1 in 149 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 61 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Anthem Broadband of Nevada	Fiber	2,000 / 2,000
Churchill County, State of Nevada	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
White Cloud Networks	Fixed Wireless	200 / 50
Hot Spot Broadband	Fixed Wireless (unlicensed)	100 / 50

May also be available at this address: Zito West Holding, White Cloud Networks. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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