Elko County property record for 1695 Opal Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba |
| Lot Size | 0.162 acres (7,057 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Sep 2024) |
| Tax Bill | $4,677 (2025) |
| Deeds & Mortgages | Sep 2024 Sale & Mortgage Oct 2022 Sale + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-633-034 |
| Primary APN | 001-633-034 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Lot Area | 7,057 sqft (0.162 acres) |
|---|---|
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Street Address | 1695 OPAL DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-8822 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Description | GREAT BASIN ESTATES SUBDIVISION PHASE 2,FILE 750571,LOCATED IN,MDB&M,FORMERLY A PORTION OF 001-633-030,NO HARD COPY RECORDS, |
| Legal Subdivision | GREAT BASIN ESTATES PH 2 |
| Legal Phase | 2 |
| Legal Lot Number | 28 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 951300 |
Source: Elko County assessment roll, APN 001-633-034, as of January 1, 2025 · Last verified November 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1695 OPAL DR, ELKO, NV 89801-8822 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Sep 20, 2024 | Bargain and Sale Deed, Transfer · FHA Mortgage PRIMARY RESIDENTIAL MORTGAGE INC |
| Oct 06, 2022 | Bargain and Sale Deed, Transfer STEWART TITLE ELKO |
| Sep 21, 2020 | Deed of Trust, Mortgage LEWIS JAMES L LIVING TR (LT) |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Sep 20, 2024 · Amount on Record |
| Deed Sale | Sep 20, 2024 · Amount on Record |
| Prior Sale | Oct 06, 2022 · Amount on Record |
| Deed Document Number | 841111 |
| Record Updated | Jun 08, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Sep 20, 2024 |
| Property Address | 1695 OPAL DR, ELKO, NV 89801-8822 |
| Document Number | 0000841111 |
| Map Reference | DOC 750571 |
| Instrument Date | Aug 19, 2024 |
| Instrument | 841111 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,618.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 441 LANDMARK LN UNIT 8, 8, SPRING CREEK, NV 89815-9706 |
| Name | Verified Name |
|---|---|
| Address | 1695 OPAL DR, ELKO, NV 89801-8822 |
| Document Number | 0000841112 |
|---|---|
| Date | Sep 20, 2024 |
| Instrument | 841112 |
| Name | PRIMARY RESIDENTIAL MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Oct 01, 2054 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Oct 06, 2022 |
| Property Address | 1695 OPAL DR, ELKO, NV 89801-8822 |
| Document Number | 0000811649 |
| Map Reference | DOC 750571 |
| Instrument Date | Oct 04, 2022 |
| Instrument | 811649 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Tax | $530.40 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 12257 BUSINESS PARK DR # DR1, DR1, TRUCKEE, CA 96161-3333 |
| Name | Verified Name |
|---|---|
| Address | 283 GREENCREST DR, SPRING CREEK, NV 89815-5447 |
| Investor | Possibly a Property Investor |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ELKO NV |
| Property Address | 1695 OPAL DR, ELKO, NV 89801-8822 |
| Document Number | 0000774547 |
| Instrument Date | Sep 21, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 09, 2020 |
| Title Company | NOT AVAILABLE |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Relationship | Limited Partnership |
| Address | 12257 BUSINESS PARK DR #1 TRUCKEE CA 961613334, 1, TRUCKEE, CA 96161-3334 |
| Document Number | 0000774547 |
|---|---|
| Date | Sep 28, 2020 |
| Instrument | 774547 |
| Name | LEWIS JAMES L LIVING TR (LT) |
|---|---|
| Address | 1035 UNDERHILLS RD, OAKLAND, CA 94610-2528 |
| Amount | Amount Recorded |
|---|
Source: Elko County assessment roll as of January 1, 2025 · Last verified November 2025
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,677.00 (+782.45%) | $133,253 (+746.05%) Land $21,700 Building $111,553 | $380,723 (+746.05%) Land $62,000 Building $318,723 |
| 2023 | $530.00 (+7.94%) | $15,750 (-) Land $15,750 | $45,000 (-) Land $45,000 |
| 2022 | $491.00 | $15,750 Land $15,750 | $45,000 Land $45,000 |
Source: FEMA National Flood Hazard Layer, Elko County (32007C), as of May 23, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 320079513001, as of September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition, as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1990–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | High above 80% of the US · above 57% of Nevada |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, 61 locations within half a mile, as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Churchill County, State of Nevada Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Zito West Holding.
Source: EPA Safe Drinking Water Information System, water system NV0000272, as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELKO serves 23,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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