Elko County property record for 1708 Opal Dr, Elko, NV 89801
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,671 sqft · built 2022 |
| Lot Size | 0.197 acres (8,581 sqft) |
| Owner | Individual Name on File |
| Last Sale | $475,000 (May 2026) |
| Tax Bill | $3,973 (2025) |
| Deeds & Mortgages | May 2026 Sale & Mortgage Jun 2022 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 001-633-080 |
| Primary APN | 001-633-080 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,671 sqft Living Area |
| Gross Area | 2,133 sqft |
| 1st Floor Area | 1,671 sqft |
| Year Built | Built 2022 |
|---|---|
| Effective Year Built | Effective 2022 |
| Lot Area | 8,581 sqft (0.197 acres) |
| Garage Type | Attached |
| Garage Area | 462 sqft |
| Parking Spaces | 2 Parking Spaces |
| Street Address | 1708 OPAL DR |
|---|---|
| City | ELKO |
| State | NV |
| Zip | 89801-8847 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZR |
| Legal Subdivision | GREAT BASIN ESTATES PH 3 |
| Legal Phase | 3 |
| Legal Block | 1 |
| Legal Lot Number | 73 |
| Jurisdiction | ELKO NV |
| Township / Civil Division | ELKO |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 951300 |
Source: Elko County records · APN 001-633-080
Assessment roll updated July 30, 2025 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1708 OPAL DR, ELKO, NV 89801-8847 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| May 14, 2026 | Bargain and Sale Deed, Transfer · Conventional Mortgage ZIONS BANCORPORATION NA |
| Jun 30, 2022 | Bargain and Sale Deed, Transfer · FHA Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP |
| Mar 01, 2022 | Bargain and Sale Deed, Transfer STEWART TITLE ELKO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 14, 2026 · Amount on Record |
| Deed Sale | May 14, 2026 · Amount on Record |
| Prior Sale | Jun 30, 2022 · Amount on Record |
| Deed Document Number | 2026864750 |
| Record Updated | Sep 20, 2026 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | May 14, 2026 |
| Property Address | 1708 OPAL DR, ELKO, NV 89801-8847 |
| Document Number | 0000864750 |
| Instrument Date | May 11, 2026 |
| Instrument | 2026.864750 |
| Transaction Type | Transfer |
| Record Updated | May 27, 2026 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $187,102.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1708 OPAL DR, ELKO, NV 89801-8847 |
| Investor | Possibly a Property Investor |
| Document Number | 0000864750, |
|---|---|
| Date | May 14, 2026 |
| Instrument | 2026.864750 |
| Name | ZIONS BANCORPORATION NA |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jun 01, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.77% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Jun 30, 2022 |
| Property Address | 1708 OPAL DR, ELKO, NV 89801-8847 |
| Document Number | 0000807623 |
| Map Reference | FILE 776887 |
| Instrument Date | Jun 16, 2022 |
| Instrument | 807623 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,468.35 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 283 GREENCREST DR, SPRING CREEK, NV 89815-5447 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 1708 OPAL DR, ELKO, NV 89801-8847 |
| Document Number | 0000807624 |
|---|---|
| Date | Jun 30, 2022 |
| Instrument | 807624 |
| Name | FAIRWAY INDEPENDENT MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jul 01, 2052 |
| Document Type | Bargain and Sale Deed |
|---|---|
| Jurisdiction | ELKO NV |
| Recording Date | Mar 01, 2022 |
| Property Address | 1708 OPAL DR, ELKO, NV 89801-8847 |
| Document Number | 0000802259 |
| Map Reference | FILE 776887 |
| Instrument Date | Feb 25, 2022 |
| Instrument | 802259 |
| Transaction Type | Transfer |
| Record Updated | Nov 07, 2025 |
| Title Company | STEWART TITLE ELKO |
| Amount | Amount Recorded |
|---|---|
| Tax | $253.50 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 283 GREENCREST DR, SPRING CREEK, NV 89815-5447 |
Source: Elko County records · Assessment roll updated July 30, 2025 · Last verified June 2026
| Type | Name |
|---|---|
| State | Nevada |
| County | Elko County |
| Municipality | Elko City |
| Unified School District | Elko County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,973.00 (+12.74%) | $119,713 (+10.98%) Land $21,700 Building $98,013 | $342,037 (+10.98%) Land $62,000 Building $280,037 |
| 2023 | $3,524.00 (+3.01%) | $107,865 (+15.44%) Land $15,750 Building $92,115 | $308,186 (+15.44%) Land $45,000 Building $263,186 |
| 2022 | $3,421.00 | $93,442 Land $15,750 Building $77,692 | $266,977 Land $45,000 Building $221,977 |
Source: FEMA National Flood Hazard Layer as of May 23, 2023 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 4 (1990–2017) |
| Most Recent Claim | Feb 2017 · Severe Winter Storms, Flooding, And Mudslides |
| Claims by Event |
|
| Wildfire Risk | High above 80% of the US · above 57% of Nevada |
|---|---|
| Wildfire Likelihood | 0.7% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Anthem Broadband of Nevada Fiber | 2,000 / 2,000 |
| Churchill County, State of Nevada Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| White Cloud Networks Fixed Wireless · Fiber in parts of the area | 200 / 50 |
| Hot Spot Broadband Fixed Wireless | 100 / 50 |
May also be available: Zito West Holding.
Based on FCC filings for 61 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | CITY OF ELKO serves 23,000 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ. The full violation and enforcement history is in the system's EPA record.
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