16986 FM 3486, Terrell, TX 75160 Property Records

Kaufman County property record for 16986 FM 3486, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,548 sqft · built 2016
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Tax Bill	$4,024 (2024)
Deeds & Mortgages	Apr 2019 Mortgage Jan 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`S2396001000`

Property Details

APN / Parcel Number

Primary APN	`S2396001000`
Alternative APNs	`00.2396.0000.0005.00.06.00` `R52439`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,548 sqft Living Area
1st Floor Area	954 sqft
2nd Floor Area	594 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	542 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R52439
Old Parcel Number	S2396001000
Street Address	16986 FM 3486
City	TERRELL
State	TX
Zip	75160-0549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD LAKE ESTATES PH 1 LOT 5
Legal Subdivision	MALLARD LAKE ESTATES PH 1
Legal Lot Number	5
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1025
Census Tract	50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16986 FM 3486, TERRELL, TX 75160-0549
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 10, 2019	Warranty Deed, Transfer AMSW LNDG
Jan 24, 2017	Warranty Deed, Subdivision Related Transfer · VA Mortgage VETERANS UNITED HM LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 10, 2019
Deed Sale	Apr 10, 2019
Prior Sale	Jan 24, 2017
Deed Document Number	2019-0007726
Deed Book / Page	5978 / 586
Record Updated	Jun 8, 2026

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Apr 10, 2019
Property Address	16986 FM 3486, TERRELL, TX 75160-0549
Document Number	0059780586
Book / Page	005978 / 000586
Instrument Date	Apr 8, 2019
Instrument	7726
Transaction Type	Transfer
Record Updated	Apr 18, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16986 FM 3486 TERRELL TX 751600549, TERRELL, TX 75160-0549

Mortgage

Document Number	59780589
Date	Apr 10, 2019
Book Page	005978/000589
Instrument	7727

Lender

Name	AMSW LNDG
Address	COLUMBIA, MD 21044

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 9, 2049

January 2017: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jan 24, 2017
Property Address	16986 FM 3486, TERRELL, TX 75160-0549
Document Number	0052460197
Book / Page	005246 / 000197
Instrument Date	Jan 20, 2017
Instrument	1624
Transaction Type	Subdivision Related Transfer
Record Updated	Feb 1, 2017
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	603 E BUFFALO ST FORNEY TX 751268543, FORNEY, TX 75126-8543

Mortgage

Document Number	52460200,
Date	Jan 24, 2017
Book Page	005246/000200
Instrument	1625

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 23, 2047

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$331,844 (-6.07%) Land $95,000 Building $261,451	$356,451 (+0.9%) Land $95,000 Building $261,451
2024	$4,024.00 (+12.78%)
2023	$3,568.00 (-17.48%) Homeowner's exemption	$353,272 Land $95,000 Building $258,272	$353,272 Land $95,000 Building $258,272
2022	$4,324.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ABLES SPRINGS SUD serves 5,655 people · EPA ID TX1290010
Water Source	Purchased surface water from NORTH TEXAS MWD TAWAKONI WTP
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 500
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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