16902 FM 3486, Terrell, TX 75160 Property Records

Kaufman County property record for 16902 FM 3486, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,576 sqft · built 2016
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$294,329 (Apr 2022)
Tax Bill	$4,644 (2024)
Deeds & Mortgages	Oct 2023 Line of Credit Apr 2022 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S2396001400`

Property Details

APN / Parcel Number

Primary APN	`S2396001400`
Alternative APNs	`00.2396.0000.0007.00.06.00` `R52441` `52441`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,576 sqft Living Area
Gross Area	1,892 sqft
1st Floor Area	1,576 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Effective Year Built	Effective 2016
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Detached
Garage Area	264 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	632 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	16902 FM 3486
City	TERRELL
State	TX
Zip	75160-0549
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD LAKE ESTATES PH 1 LOT 7
Legal Subdivision	MALLARD LAKE ESTATES PH 1
Legal Block	1
Legal Lot Number	7
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1025
Census Tract	50601

Owner

Source: Kaufman County records, as of May 16, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	16902 FM 3486, TERRELL, TX 75160-0549
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Oct 24, 2023	Deed of Trust, Mortgage · Line of Credit BANK OF AMERICA NA
Apr 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage BANK OF AMERICA NA
Jun 25, 2019	Warranty Deed, Transfer · FHA Mortgage SUPREME LNDG
Mar 8, 2017	Vendor's Lien, Subdivision Related Transfer · VA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2022 · Amount on Record
Deed Sale	Apr 7, 2022 · Amount on Record
Prior Sale	Jun 25, 2019 · Amount on Record
Deed Document Number	202213712
Deed Book / Page	7567 / 540
Prior Transfer Date	Apr 1, 2022
Prior Transfer Doc	0075670540
Record Updated	Jun 8, 2026

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	16902 FM 3486, TERRELL, TX 75160-0549
Transaction Type	Mortgage
Record Updated	Nov 6, 2023
Title Company	TITLE365 - OMAHA, TITLE365 OMAHA

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0082700493
Date	Oct 24, 2023
Book Page	8270/493
Instrument	2023-0030007

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Oct 13, 2053

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	KAUFMAN TX
Recording Date	Apr 7, 2022
Property Address	16902 FM 3486, TERRELL, TX 75160-0549
Document Number	0075670540
Book / Page	7567 / 540
Map Reference	CAB 2 ENV 310
Instrument Date	Apr 1, 2022
Instrument	2022-0013712
Transaction Type	Transfer
Record Updated	Apr 19, 2022
Title Company	WFG LENDER SERVICES

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16902 FM 3486, TERRELL, TX 75160-0549

Mortgage

Document Number	20220013713
Date	Apr 7, 2022
Instrument	2022-0013713

Lender

Name	BANK OF AMERICA NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	May 1, 2042

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jun 25, 2019
Property Address	16902 FM 3486, TERRELL, TX 75160-0549
Document Number	0060520163
Book / Page	006052 / 000163
Instrument Date	Jun 24, 2019
Instrument	14648
Transaction Type	Transfer
Record Updated	Jul 8, 2019
Title Company	LAWYERS TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16902 FM 3486 TERRELL TX 751600549, TERRELL, TX 75160-0549

Mortgage

Document Number	60520167
Date	Jun 25, 2019
Book Page	006052/000167
Instrument	14649

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

March 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Mar 8, 2017
Property Address	16902 FM 3486, TERRELL, TX 75160-0549
Document Number	0052820001
Book / Page	5282 / 001
Map Reference	CAB2 ENV310
Instrument Date	Mar 3, 2017
Instrument	2017-0005019
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	7160 DALLAS PKWY STE 250, 7160, PLANO, TX 75024-7220

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1407 BROADMOOR DR, RICHARDSON, TX 75082-3031

Mortgage

Document Number	20170005020
Date	Mar 8, 2017
Instrument	2017-0005020

Lender

Name	SFMC LP
Type	Non-Lending Institution
Special Notes	Seller Financed

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Interest

Type Change Date	Apr 1, 2022

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of May 16, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$372,308 (-8.19%)	$406,103 (+0.14%) Land $95,000 Building $311,103
2024	$4,644.00 (-32.26%)
2023	$6,856.00 (+39.46%) Homeowner's exemption	$405,534 Land $95,000 Building $310,534	$405,534 Land $95,000 Building $310,534
2022	$4,916.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ABLES SPRINGS SUD serves 5,655 people · EPA ID TX1290010
Water Source	Purchased surface water from NORTH TEXAS MWD TAWAKONI WTP
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 500
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

Cell Coverage

5G (outdoors only) and 4G LTE

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