16870 FM 3486, Terrell, TX 75160 Property Records

Kaufman County property record for 16870 FM 3486, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	1,507 sqft · built 2016
Lot Size	1.1 acres (47,916 sqft)
Owner	Individual Name on Record
Tax Bill	$6,291 (2024)
Deeds & Mortgages	Dec 2020 Mortgage Dec 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`S2396001600`

Property Details

APN / Parcel Number

Primary APN	`S2396001600`
Alternative APNs	`00.2396.0000.0008.00.06.00` `R52442`

Interior

Stories	1 Story
Building Area	1,507 sqft Living Area
1st Floor Area	1,507 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2016
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Carport
Carport	Carport
Carport Area	196 sqft
Porch	Covered Porch
Porch Area	489 sqft
Storage Building	126 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R52442
Old Parcel Number	S2396001600
Street Address	16870 FM 3486
City	TERRELL
State	TX
Zip	75160-0548
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD LAKE ESTATES PH 1 LOT 8
Legal Subdivision	MALLARD LAKE ESTATES PH 1
Legal Lot Number	8
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1025
Census Tract	50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	16870 FM 3486, TERRELL, TX 75160-0548
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2020	Warranty Deed, Transfer STAR INVESTMENTS
Dec 10, 2018	Warranty Deed, Transfer BAY EQUITY
Mar 29, 2017	Vendor's Lien, Subdivision Related Transfer · FHA Mortgage SFMC LP

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 22, 2020
Deed Sale	Dec 22, 2020
Prior Sale	Dec 10, 2018
Deed Document Number	2020-0041399
Deed Book / Page	6749 / 144
Record Updated	Jun 8, 2026

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Dec 22, 2020
Property Address	16870 FM 3486, TERRELL, TX 75160-0548
Document Number	0067490144
Book / Page	006749 / 000144
Instrument Date	Dec 17, 2020
Instrument	41399
Transaction Type	Transfer
Record Updated	Jan 8, 2021
Title Company	CAPITAL TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16870 FM 3486 TERRELL TX 751600548, TERRELL, TX 75160-0548

Mortgage

Document Number	67490147
Date	Dec 22, 2020
Book Page	006749/000147
Instrument	41400

Lender

Name	STAR INVESTMENTS
Address	10 WATERS EDGE CT, HEATH, TX 75032-5991

Agreement

Amount	Amount Recorded
Term	60 Months
Due	Dec 21, 2025

December 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Dec 10, 2018
Property Address	16870 FM 3486, TERRELL, TX 75160-0548
Document Number	0058790099
Book / Page	005879 / 000099
Instrument Date	Dec 7, 2018
Instrument	30232
Transaction Type	Transfer
Record Updated	Dec 19, 2018
Title Company	LAWYERS TITLE, LAWYERS TITLE INSURANCE CORP.

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16870 FM 3486 TERRELL TX 751600548, TERRELL, TX 75160-0548

Mortgage

Document Number	58790103
Date	Dec 10, 2018
Book Page	005879/000103
Instrument	30233

Lender

Name	BAY EQUITY
Type	Funding / Finance Company
Address	SAUSALITO, CA 94965

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Dec 9, 2048

March 2017: Vendor's Lien, Subdivision Related Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Mar 29, 2017
Property Address	16870 FM 3486, TERRELL, TX 75160-0548
Document Number	0052990084
Book / Page	5299 / 084
Map Reference	CAB 2 ENV 310
Instrument Date	Mar 23, 2017
Instrument	2017-0006657
Transaction Type	Subdivision Related Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 MCKINNEY AVE STE 1050, 1717, DALLAS, TX 75202-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1720 N FRANCES ST, TERRELL, TX 75160-1219

Mortgage

Document Number	20170006658
Date	Mar 29, 2017
Instrument	2017-0006658

Lender

Name	SFMC LP
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$373,811 (+0.32%) Land $95,000 Building $278,811	$373,811 (+0.32%) Land $95,000 Building $278,811
2024	$6,291.00 (-0.13%)
2023	$6,299.00 (+20.3%)	$372,626 Land $95,000 Building $277,626	$372,626 Land $95,000 Building $277,626
2022	$5,236.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ABLES SPRINGS SUD serves 5,655 people · EPA ID TX1290010
Water Source	Purchased surface water from NORTH TEXAS MWD TAWAKONI WTP
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Peoples Communications.

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