16784 FM 3486, Terrell, TX 75160 Property Records

Kaufman County property record for 16784 FM 3486, Terrell, TX 75160

Property Summary

Property Type	Single Family Home
Details	2,194 sqft · built 2017
Lot Size	1.3 acres (57,064 sqft)
Owner	Individual Name on Record
Tax Bill	$4,798 (2024)
Deeds & Mortgages	Mar 2021 Mortgage Mar 2019 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`S2396002200`

Property Details

APN / Parcel Number

Primary APN	`S2396002200`
Alternative APNs	`00.2396.0000.0011.00.06.00` `R52445`

Interior

Stories	2 Stories
Building Area	2,194 sqft Living Area
Gross Area	2,578 sqft
1st Floor Area	1,296 sqft
2nd Floor Area	898 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Exterior Material	Wood
Foundation Type	Slab (Mat/Raft)
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	57,064 sqft (1.3 acres)
Garage Type	Attached
Garage Area	384 sqft
Parking Spaces	1 Parking Space
Porch	Covered Porch
Porch Area	500 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	R52445
Old Parcel Number	S2396002200
Street Address	16784 FM 3486
City	TERRELL
State	TX
Zip	75160-0546
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	MALLARD LAKE ESTATES PH 1 LOT 11
Legal Subdivision	MALLARD LAKE ESTATES PH 1
Legal Lot Number	11
Jurisdiction	KAUFMAN TX
Township / Civil Division	TERRELL
Census Block Group	1
Census Block	1025
Census Tract	50601

Owner

Source: Kaufman County records, as of October 31, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	16784 FM 3486, TERRELL, TX 75160-0546
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 25, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Mar 29, 2019	Vendor's Lien, Transfer · FHA Mortgage GREAT WESTERN FINANCIAL SERVICES IN
Jul 18, 2017	Warranty Deed, Transfer RANGER TITLE COMPANY, RANGER TITLE CO
Jul 18, 2017	Grant Deed RANGER TITLE COMPANY, RANGER TITLE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 29, 2019
Deed Sale	Mar 29, 2019
Prior Sale	Jul 18, 2017
Deed Document Number	2019-0006743
Deed Book / Page	5967 / 517
Record Updated	Jun 8, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KAUFMAN TX
Property Address	16784 FM 3486, TERRELL, TX 75160-0546
Transaction Type	Mortgage
Record Updated	Apr 8, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0069010519
Date	Mar 25, 2021
Book Page	6901/519
Instrument	2021-0011398

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

March 2019: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	KAUFMAN TX
Recording Date	Mar 29, 2019
Property Address	16784 FM 3486, TERRELL, TX 75160-0546
Document Number	0059670517
Book / Page	5967 / 517
Map Reference	CAB 2 SLV 310
Instrument Date	Mar 28, 2019
Instrument	2019-0006743
Transaction Type	Transfer
Record Updated	Oct 8, 2021
Title Company	RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1717 MCKINNEY AVE STE 1050, 1717, DALLAS, TX 75202-1244

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16784 FM 3486, TERRELL, TX 75160-0546

Mortgage

Document Number	20190006744
Date	Mar 29, 2019
Instrument	2019-0006744

Lender

Name	GREAT WESTERN FINANCIAL SERVICES IN
Type	Subprime Lender
Special Notes	Seller Financed

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2049

July 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jul 18, 2017
Property Address	16784 FM 3486, TERRELL, TX 75160-0546
Document Number	0054000472
Book / Page	005400 / 000472
Instrument Date	Jun 1, 2017
Instrument	16189
Transaction Type	Transfer
Record Updated	Jul 25, 2017
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 MCKINNEY AVE #1050 DALLAS TX 752021244, 1050, DALLAS, TX 75202-1244

July 2017: Grant Deed

Document Type	Grant Deed
Jurisdiction	KAUFMAN TX
Recording Date	Jul 18, 2017
Property Address	16784 FM 3486, TERRELL, TX 75160-0546
Document Number	0054000470
Book / Page	005400 / 000470
Instrument Date	Jun 1, 2017
Instrument	16188
Record Updated	Jul 25, 2017
Title Company	RANGER TITLE COMPANY, RANGER TITLE CO

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	1717 MCKINNEY AVE #1050 DALLAS TX 752021244, 1050, DALLAS, TX 75202-1244

Tax Assessment & Valuation

Source: Kaufman County assessment roll, as of August 1, 2025

Property Jurisdictions

Type	Name
State	Texas
County	Kaufman County
Unified School District	Terrell Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$382,351 (-13.8%) Land $95,000 Building $354,716	$449,716 (+1.39%) Land $95,000 Building $354,716
2024	$4,798.00 (+12.26%)
2023	$4,274.00 (-15.57%) Homeowner's exemption	$443,545 Land $95,000 Building $348,545	$443,545 Land $95,000 Building $348,545
2022	$5,062.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 54% of the US · lower than 68% of Texas
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ABLES SPRINGS SUD serves 5,655 people · EPA ID TX1290010
Water Source	Purchased surface water from NORTH TEXAS MWD TAWAKONI WTP
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 7 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Fiber	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Element8 Fixed Wireless	500 / 100
Wi-Five Broadband Fixed Wireless	100 / 100

May also be available: Peoples Communications.

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