1697 Lancaster Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1697 Lancaster Dr, O Fallon, IL 62269

Property Summary

Property Type	Single Family Home
Lot Size	0.77 acres (33,541 sqft)
Owner	Individual Name on File
Last Sale	$648,500 (Apr 2022)
Deeds & Mortgages	May 2021 Construction Loan Apr 2022 Sale & Mortgage + 1 more
APN	`04-17-0-101-002`

Property Details

APN / Parcel Number

Primary APN	`04-17-0-101-002`

Exterior

Lot Area	33,541 sqft (0.77 acres)

Location & Zoning

Street Address	1697 LANCASTER DR
City	O FALLON
State	IL
Zip	62269-6780
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CROWN POINTE LOT/SEC-2 A02742499
Legal Subdivision	CROWN POINTE
Legal Block	101
Jurisdiction	ST CLAIR IL
Township / Civil Division	O'FALLON
Census Block Group	2
Census Block	2023
Census Tract	504353

Owner

1697 Lancaster Dr is owned and occupied by an individual who bought it in April 2022.

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	1697 LANCASTER DR, O FALLON, IL 62269-6780
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Deed of Trust, Mortgage · Construction Mortgage BANK OF O FALLON
Apr 11, 2022	Warranty Deed, Subdivision Related Transfer · VA Mortgage CARROLLTON BANK
Mar 1, 2018	Warranty Deed, Construction Loan · Line of Credit BANK OF O'FALLON

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 11, 2022 · Amount on File
Deed Sale	Apr 11, 2022 · Amount on File
Prior Sale	Mar 1, 2018 · Amount on File
Deed Document Number	20222742499
Prior Transfer Date	May 31, 2007
Prior Transfer Doc	0002046443
Record Updated	Oct 29, 2026

May 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST CLAIR IL
Property Address	1697 LANCASTER DR, O FALLON, IL 62269-6780
Transaction Type	Mortgage
Record Updated	Aug 24, 2023
Title Company	BENEDICK TITLE, BENEDICK TITLE INS

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0A02699377
Date	May 11, 2021
Instrument	A02699377

Lender

Name	BANK OF O FALLON
Address	O FALLON, IL 62269

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	9 Months
Due	Feb 6, 2022

Interest

Rate	7.25%

April 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Apr 11, 2022
Property Address	1697 LANCASTER DR, O FALLON, IL 62269-6780
Document Number	0A02742499
Map Reference	MB 98 G 57
Instrument Date	Apr 8, 2022
Instrument	A02742499
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 24, 2023
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$648.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	792 GREYSTONE PL, O FALLON, IL 62269-6853

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1697 LANCASTER DR, O FALLON, IL 62269-6780
Investor	Possibly a Property Investor

Mortgage

Document Number	0A02742500
Date	Apr 11, 2022
Instrument	A02742500

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	May 1, 2052

Interest

Rate Type	Fixed Rate
Rate	3%

March 2018: Warranty Deed, Construction Loan

Document Type	Warranty Deed
Jurisdiction	ST CLAIR IL
Recording Date	Mar 1, 2018
Property Address	1697 LANCASTER DR, O FALLON, IL 62269-6780
Document Number	00A2568852
Instrument Date	Feb 28, 2018
Instrument	2568852
Transaction Type	Construction Loan
Record Updated	Mar 16, 2018
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$75.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	792 GREYSTONE PL O FALLON IL 622696853, O FALLON, IL 62269-6853

Mortgage

Document Number	A2568853
Date	Mar 1, 2018
Instrument	2568853

Lender

Name	BANK OF O'FALLON
Type	Bank
Address	O FALLON, IL 62269-8626

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	12 Months
Due	Feb 28, 2019

Interest

Rate Type	Adjustable Rate
Rate	7.25%

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	St. Clair County
County Subdivision	O'Fallon Township
Municipality	O'Fallon City
Elementary School District	O'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School District	O'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

Year	Assessed Value	Assessed Market Value
2025	$235,950 Land $41,691 Building $194,259	$707,850 Land $125,073 Building $582,777
2022	$135,576 Land $31,033 Building $104,543	$406,728 Land $93,099 Building $313,629

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 1697 Lancaster Dr; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Flood Insurance Cost	Premium on File median of 12 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	12 in force
Nearby Flood Claims	2 (2018–2023)
Most Recent Claim	Jul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1697 Lancaster Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 74% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	O FALLON serves 46,603 people · EPA ID IL1631100
Water Source	Purchased surface water from IL AMERICAN-EAST ST LOUIS
Last State Inspection	Nov 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 92 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Wisper ISP Fixed Wireless	100 / 20
AT&T DSL	100 / 20

May also be available: T-Mobile.

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