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1676 Lancaster Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1676 Lancaster Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details5 ba · 1,853 sqft · built 2002
Lot Size0.69 acres (30,056 sqft)
Owner2 Individual Names on Record
Last Sale$929,000 (Jun 2026)
Tax Bill$21,002 (2025)
Deeds & MortgagesJun 2026 Sale & Mortgage
Dec 2023 Transfer
APN04-17-0-104-008

Property Details

APN / Parcel Number

Primary APN04-17-0-104-008

Interior

Full Baths5 Baths
Stories2 Stories
Building Area1,853 sqft Living Area
Basement Area2,786 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2002
Effective Year BuiltEffective 2002
Exterior MaterialBrick/Stone
Construction TypeMasonry / Concrete Block
Lot Area30,056 sqft (0.69 acres)
Garage TypeMixed
Garage Area312 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area192 sqft
Patio Area336 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1676 LANCASTER DR
CityO FALLON
StateIL
Zip62269-6781
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROWN POINTE LOT/SEC-27 A02799600
Legal SubdivisionCROWN POINTE
Legal Block104
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2023
Census Tract504353

Owner

Source: St. Clair County records, as of September 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1676 LANCASTER DR, O FALLON, IL 62269-6781
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 18, 2026Warranty Deed, Transfer · VA Mortgage
MORTGAGE RESEARCH CTR
Dec 4, 2023Intrafamily Transfer, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 18, 2026 · Amount on Record
Deed SaleJun 18, 2026 · Amount on Record
Prior SaleApr 5, 2000 · Amount on Record
Deed Document Number20262886841
Prior Transfer DateNov 22, 2023
Prior Transfer Doc0002799600
Record UpdatedOct 29, 2026

June 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST CLAIR IL
Recording DateJun 18, 2026
Property Address1676 LANCASTER DR, O FALLON, IL 62269-6781
Document Number0002886841
Instrument DateJun 8, 2026
Instrument20262886841
Transaction TypeTransfer
Record UpdatedJul 2, 2026
Title CompanyBENCHMARK TITLE COMPANY, BENCHMARK TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$140,743.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1676 LANCASTER DR, O FALLON, IL 62269-6781

Mortgage

DateJun 18, 2026
Lender
NameMORTGAGE RESEARCH CTR
Agreement
TypeVA Mortgage
AmountAmount Recorded
Interest
Rate TypeFixed Rate
Rate5.75%
Initial TypeFixed Rate
Max Rate-1%

December 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionST CLAIR IL
Recording DateDec 4, 2023
Property Address1676 LANCASTER DR, O FALLON, IL 62269-6781
Document Number0A02799600
Map ReferenceDOC A01542896
Instrument DateNov 22, 2023
InstrumentA02799600
Transaction TypeTransfer
Record UpdatedDec 20, 2023
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipFamily Trust
Address1676 LANCASTER DR, O FALLON, IL 62269-6781

Tax Assessment & Valuation

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$21,002.00 (+10.51%) Homeowner's exemption Senior Citizen's exemption$302,361 (+11.28%) Land $39,787 Building $262,574$907,083 (+11.28%) Land $119,361 Building $787,722
2024$19,004.00$271,718 (+22.55%) Land $36,294 Building $235,424$815,154 (+22.55%) Land $108,882 Building $706,272
2022$221,719 Land $29,616 Building $192,103$665,157 Land $88,848 Building $576,309

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on Record
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2018–2023)
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Wisper ISP
Fixed Wireless		100 / 20
T-Mobile
Fixed Wireless		100 / 20
AT&T
DSL		100 / 20

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