St. Clair County property record for 1685 Lancaster Dr, O Fallon, IL 62269
| Property Type | Single Family Home |
|---|---|
| Details | 4 ba · 2,968 sqft · built 2007 |
| Lot Size | 0.66 acres (28,750 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $520,000 (Mar 2024) |
| Tax Bill | $15,048 (2025) |
| Deeds & Mortgages | Mar 2024 Sale & Mortgage Oct 2018 Loan Modification |
| APN | 04-17-0-101-005 |
| Primary APN | 04-17-0-101-005 |
|---|
| Full Baths | 4 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,968 sqft Living Area |
| Basement Area | 2,968 sqft |
| Unfinished Basement | 2,968 sqft |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Exterior Material | Brick/Stone |
| Construction Type | Masonry / Concrete Block |
| Lot Area | 28,750 sqft (0.66 acres) |
| Garage Type | Mixed |
| Garage Area | 782 sqft |
| Parking Spaces | 3 Parking Spaces |
| Patio Area | 196 sqft |
| Canopy | 77 sqft |
| Cooling System | Central |
|---|
| Street Address | 1685 LANCASTER DR |
|---|---|
| City | O FALLON |
| State | IL |
| Zip | 62269-6780 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CROWN POINTE LOT/SEC-5 A02807608 |
| Legal Subdivision | CROWN POINTE |
| Legal Block | 101 |
| Jurisdiction | ST CLAIR IL |
| Township / Civil Division | O'FALLON |
| Census Block Group | 2 |
| Census Block | 2023 |
| Census Tract | 504353 |
Source: St. Clair County records, as of September 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1685 LANCASTER DR, O FALLON, IL 62269-6780 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 13, 2024 | Warranty Deed, Transfer · Conventional Mortgage SCOTT CU |
| Oct 1, 2018 | Loan Modification, Mortgage · Conventional Mortgage COMMUNITY BK/TRENTON |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 13, 2024 · Amount on Record |
| Deed Sale | Mar 13, 2024 · Amount on Record |
| Prior Sale | Sep 10, 2007 · Amount on Record |
| Deed Document Number | 20242807608 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Recording Date | Mar 13, 2024 |
| Property Address | 1685 LANCASTER DR, O FALLON, IL 62269-6780 |
| Document Number | 0A02807608 |
| Map Reference | MB 98 PG 60 |
| Instrument Date | Mar 7, 2024 |
| Instrument | A02807608 |
| Transaction Type | Transfer |
| Record Updated | Mar 28, 2024 |
| Title Company | COMMUNITY TITLE, COMMUNITY TITLE SHILOH LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $520.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 16851685 LANCASTER DRIVE, O FALLON, IL 62269 |
| Document Number | 0A02807609 |
|---|---|
| Date | Mar 13, 2024 |
| Instrument | A02807609 |
| Name | SCOTT CU |
|---|---|
| Type | Credit Union |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Apr 1, 2054 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.62% |
| Document Type | Loan Modification |
|---|---|
| Jurisdiction | ST CLAIR IL |
| Property Address | 1685 LANCASTER DR, O FALLON, IL 62269-6780 |
| Document Number | 00A2593334 |
| Instrument Date | Oct 1, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Oct 29, 2018 |
| Name | Verified Name |
|---|---|
| Address | 1685 LANCASTER DR O FALLON IL 622696780, O FALLON, IL 62269-6780 |
| Document Number | 00A2593334 |
|---|---|
| Date | Oct 15, 2018 |
| Instrument | 2593334 |
| Name | COMMUNITY BK/TRENTON |
|---|---|
| Type | Bank |
| Address | TRENTON, IL 62293 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 36 Months |
| Due | Oct 14, 2021 |
| Rate | 5.25% |
|---|
Source: St. Clair County assessment roll, as of September 21, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | St. Clair County |
| County Subdivision | O'Fallon Township |
| Municipality | O'Fallon City |
| Elementary School District | O'Fallon Community Consolidated School District 90 (PK - 08) |
| Secondary School District | O'Fallon Township High School District 203 (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $15,048.00 | $214,761 (+34.34%) Land $39,020 Building $175,741 | $644,283 (+34.34%) Land $117,060 Building $527,223 |
| 2022 | $159,863 Land $29,046 Building $130,817 | $479,589 Land $87,138 Building $392,451 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on Record median of 12 policies |
| Community Rating System | Class 10 (0% premium discount) |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2023) |
| Most Recent Claim | Jul 2023 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 94% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | O FALLON serves 46,603 people · EPA ID IL1631100 |
|---|---|
| Water Source | Purchased surface water from IL AMERICAN-EAST ST LOUIS |
| Last State Inspection | Nov 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Wisper ISP Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T DSL | 100 / 20 |
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