1693 Lancaster Dr, O Fallon, IL 62269 Property Records

St. Clair County property record for 1693 Lancaster Dr, O Fallon, IL 62269

Property Summary

Property TypeSingle Family Home
Details4 ba · 2,755 sqft · built 2004
Lot Size0.67 acres (29,185 sqft)
Owner2 Individual Names on File
Last Sale$335,000 (Feb 2007)
Tax Bill$16,172 (2025)
Deeds & MortgagesJul 2026 Mortgage
Feb 2022 Transfer
APN04-17-0-101-003

Property Details

APN / Parcel Number

Primary APN04-17-0-101-003

Interior

Full Baths4 Baths
Stories1 Story
Building Area2,755 sqft Living Area
Basement Area2,755 sqft
Unfinished Basement2,755 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2004
Effective Year BuiltEffective 2004
Exterior MaterialCombination
Construction TypeMasonry / Concrete Block
Lot Area29,185 sqft (0.67 acres)
Garage TypeAttached
Garage Area811 sqft
Parking Spaces3 Parking Spaces
PorchSlab
Porch Area80 sqft

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address1693 LANCASTER DR
CityO FALLON
StateIL
Zip62269-6780
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCROWN POINTE LOT/SEC-3 A02028642 A02737010
Legal SubdivisionCROWN POINTE
Legal Block101
JurisdictionST CLAIR IL
Township / Civil DivisionO'FALLON
Census Block Group2
Census Block2023
Census Tract504353

Owner

1693 Lancaster Dr is owned and occupied by two individuals who acquired it in February 2022.

Source: St. Clair County records, as of September 21, 2026

Owner of Record2 Individual Names on File
Mailing Address1693 LANCASTER DR, O FALLON, IL 62269-6780
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jul 15, 2026Deed of Trust, Mortgage · Conventional Mortgage
STATE LOUIS COMMUNITY CREDIT UNION
Feb 18, 2022Transfer on Death Deed, Transfer
ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 27, 2007 · Amount on File
Deed SaleFeb 27, 2007 · Amount on File
Prior SaleSep 20, 2005 · Amount on File
Deed Document Number20072028642
Last Transfer DateFeb 14, 2022
Transfer Doc0002737010
Record UpdatedOct 29, 2026

July 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST CLAIR IL
Recording DateJul 15, 2026
Property Address1693 LANCASTER DR, O FALLON, IL 62269-6780
Document Number0002889565
Instrument DateMay 29, 2026
Instrument20262889565
Transaction TypeMortgage
Record UpdatedJul 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address1693 LANCASTER DR, O FALLON, IL 62269-6780

Mortgage

Document Number0002889565,
DateJul 15, 2026
Instrument20262889565
Lender
NameSTATE LOUIS COMMUNITY CREDIT UNION
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term299 Months
DueJun 30, 2051
Interest
Rate TypeFixed Rate
Rate6.3%
Initial TypeFixed Rate
Max Rate-1%

February 2022: Transfer on Death Deed, Transfer

Document TypeTransfer on Death Deed
JurisdictionST CLAIR IL
Recording DateFeb 18, 2022
Property Address1693 LANCASTER DR, O FALLON, IL 62269-6780
Document Number0A02737010
Map ReferenceMB 98 PG 60
Instrument DateFeb 14, 2022
InstrumentA02737010
Transaction TypeTransfer
Record UpdatedMar 4, 2022
Title CompanyATTORNEY ONLY, ATTORNEY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address1693 LANCASTER DR, 1693, O FALLON, IL 62269-6780

Transferred To (Grantee/Buyer)

NameVerified Name

Tax Assessment & Valuation

The 2025 property tax bill for 1693 Lancaster Dr was $16,172 with a homeowner's exemption, up 10.1% from the year before.

Source: St. Clair County assessment roll, as of September 21, 2026

Property Jurisdictions

TypeName
StateIllinois
CountySt. Clair County
County SubdivisionO'Fallon Township
MunicipalityO'Fallon City
Elementary School DistrictO'Fallon Community Consolidated School District 90 (PK - 08)
Secondary School DistrictO'Fallon Township High School District 203 (09 - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$16,172.00 (+10.07%) Homeowner's exemption$230,353 (+10.98%) Land $39,241 Building $191,112$691,059 (+10.98%) Land $117,723 Building $573,336
2024$14,693.00$207,570 Land $35,798 Building $171,772$622,710 Land $107,394 Building $515,316
2022$169,374 Land $29,210 Building $140,164$508,122 Land $87,630 Building $420,492

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 1693 Lancaster Dr; there have been 2 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 12 policies
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies12 in force
Nearby Flood Claims2 (2018–2023)
Most Recent ClaimJul 2023 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1693 Lancaster Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemO FALLON
serves 46,603 people · EPA ID IL1631100
Water SourcePurchased surface water from IL AMERICAN-EAST ST LOUIS
Last State InspectionNov 2023
LeadUnder 1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 54 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Wisper ISP
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
DSL
100 / 20

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