1692 Primrose Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1692 Primrose Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 2,072 sqft · built 1990
Lot Size	0.293 acres (12,752 sqft)
Owner	2 Individual Names on Record
Last Sale	$640,000 (Jun 2017)
Tax Bill	$9,525 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Mar 2026 Second Mortgage + 7 more
Flood Zone	Zone X (minimal risk)
APN	`486-551-29-00`

Property Details

APN / Parcel Number

Primary APN	`486-551-29-00`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Building Area	2,072 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Lot Area	12,752 sqft (0.293 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	3 Parking Spaces

Location & Zoning

Street Address	1692 PRIMROSE DR
City	EL CAJON
State	CA
Zip	92020-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	PAR 2 TR PM16538
Legal Subdivision	CITY/EL CAJON
Legal Tract	1016538
Legal Block	2
Legal Lot Number	2
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	16000

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jun 18, 2026	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Mar 20, 2026	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Oct 24, 2023	Deed of Trust, Mortgage · Stand-Alone Second Mortgage NAVY FCU
Feb 17, 2021	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
May 21, 2020	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS
Jan 18, 2018	Deed of Trust, Mortgage · Line of Credit COMPASS FED'L S&L
Jun 21, 2017	Quit Claim Deed, Transfer Quitclaim
Jun 19, 2017	Quit Claim Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO
Jun 19, 2017	Grant Deed, Transfer · Conventional with PMI CALIBER HM LOANS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 19, 2017 · Amount on Record
Deed Sale	Jun 19, 2017 · Amount on Record
Prior Sale	Oct 31, 2011 · Amount on Record
Deed Document Number	2017275298
Prior Transfer Date	Jun 12, 2017
Prior Transfer Doc	0000278584
Record Updated	Oct 29, 2026

June 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 18, 2026
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Document Number	0000176531
Instrument Date	Jun 13, 2026
Instrument	2026176531
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants, 205
Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000176531,
Date	Jun 18, 2026
Instrument	2026176531

Lender

Name	UNITED WHOLESALE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.36%
Initial Type	Fixed Rate
Max Rate	-1%

March 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Mar 30, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000076759
Date	Mar 20, 2026
Instrument	2026-0076759

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 1, 2046

October 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Nov 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000291858
Date	Oct 24, 2023
Instrument	2023-0291858

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Nov 1, 2043

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	LAWYERS TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000120098
Date	Feb 17, 2021
Instrument	2021-0120098

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2051

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Document Number	0000273706
Instrument Date	May 21, 2020
Transaction Type	Mortgage
Record Updated	Jun 9, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1692 PRIMROSE DR EL CAJON CA 920205648, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000273706
Date	May 29, 2020
Instrument	273706

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 28, 2050

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Document Number	0000096184
Instrument Date	Jan 18, 2018
Transaction Type	Mortgage
Record Updated	Mar 20, 2018
Title Company	CT LIEN SOLUTIONS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	1692 PRIMROSE DR EL CAJON CA 920205648, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000096184
Date	Mar 12, 2018
Instrument	96184

Lender

Name	COMPASS FED'L S&L
Type	Federal Savings Bank
Address	TEMECULA, CA 92592

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Mar 11, 2043

Interest

Rate Type	Adjustable Rate

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 21, 2017
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Document Number	0000278584
Instrument Date	Jun 12, 2017
Instrument	278584
Transaction Type	Transfer
Record Updated	Jun 27, 2017

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1692 PRIMROSE DR EL CAJON CA 920205648, EL CAJON, CA 92020-5648

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2017
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Document Number	0000275299
Instrument Date	Jun 9, 2017
Instrument	275299
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1692 PRIMROSE DR EL CAJON CA 920205648, EL CAJON, CA 92020-5648

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jun 19, 2017
Property Address	1692 PRIMROSE DR, EL CAJON, CA 92020-5648
Document Number	0000275298
Instrument Date	May 19, 2017
Instrument	275298
Transaction Type	Transfer
Record Updated	Jun 27, 2017
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE SAN DIEGO

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$704.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	1692 PRIMROSE DR EL CAJON CA 920205648, EL CAJON, CA 92020-5648

Mortgage

Document Number	275300
Date	Jun 19, 2017
Instrument	275300

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	IRVING, TX 75063

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$757,620 (+2%) Land $328,836 Building $428,784
2025	$9,525.00 (+0.14%) Homeowner's exemption	$742,766 (+4.04%) Land $322,389 Building $420,377
2024	$9,512.00 (+2.41%)
2023	$9,288.00 (+1.22%) Homeowner's exemption	$713,925 Land $309,871 Building $404,054
2022	$9,176.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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