1650 Primrose Dr, El Cajon, CA 92020 Property Records

San Diego County property record for 1650 Primrose Dr, El Cajon, CA 92020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,222 sqft · built 1942
Lot Size	0.226 acres (9,859 sqft)
Owner	2 Individuals on Record
Last Sale	$535,000 (Dec 2016)
Tax Bill	$9,592 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`486-551-22-00`

Property Details

APN / Parcel Number

Primary APN	`486-551-22-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,222 sqft Living Area

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	9,859 sqft (0.226 acres)
Garage Type	Carport
Carport	Carport
Parking Spaces	2 Parking Spaces

Location & Zoning

Street Address	1650 PRIMROSE DR
City	EL CAJON
State	CA
Zip	92020-5648
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-9
Legal Description	LOT 3 TR 011951
Legal Subdivision	PRIMROSE PATH
Legal Tract	011951
Legal Block	2
Legal Lot Number	3
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	2
Census Block	2008
Census Tract	16000

Owner

Source: San Diego County assessment roll, as of July 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individuals on Record
Mailing Address	1650 PRIMROSE DR, EL CAJON, CA 92020-5648
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 24, 2022	Deed of Trust, Mortgage · Conventional Mortgage STRONG HOME MORTGAGE LLC
Nov 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage SYNERGY ONE LENDING
Jan 31, 2020	Deed of Trust, Mortgage · Conventional Mortgage NATIONAL BANK OF KANSAS CITY
Sep 12, 2018	Deed of Trust, Mortgage · FHA Mortgage RESIDENTIAL WHOLESALE MORTGAGE INC
Dec 2, 2016	Deed of Trust, Mortgage · Conventional Mortgage POINT LOMA NAZARENE UNIVERSITY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 28, 2016 · Amount on Record
Deed Sale	Dec 28, 2016 · Amount on Record
Prior Sale	Jan 25, 1993 · Amount on Record
Deed Document Number	2016711938
Prior Transfer Date	Dec 20, 2010
Prior Transfer Doc	0000001044
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Feb 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 PRIMROSE DR, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000033208
Date	Jan 24, 2022
Instrument	2022-0033208

Lender

Name	STRONG HOME MORTGAGE LLC
Type	Mortgage Company
Address	MANASSAS, VA 20110

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Jan 17, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1650 PRIMROSE DR, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000695360
Date	Nov 6, 2020
Instrument	2020-0695360

Lender

Name	SYNERGY ONE LENDING
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000051246
Date	Jan 31, 2020
Instrument	2020-0051246

Lender

Name	NATIONAL BANK OF KANSAS CITY
Type	Bank
Address	KANSAS CITY, MO 64114

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 PRIMROSE DR, EL CAJON, CA 92020-5648
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	CALIFORNIA TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000379463
Date	Sep 12, 2018
Instrument	2018-0379463

Lender

Name	RESIDENTIAL WHOLESALE MORTGAGE INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92130

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

December 2016: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN DIEGO CA
Property Address	1650 PRIMROSE DR, EL CAJON, CA 92020-5648
Document Number	0000078252
Instrument Date	Dec 2, 2016
Transaction Type	Mortgage
Record Updated	Feb 21, 2017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	1650 PRIMROSE DR EL CAJON CA 920205648, EL CAJON, CA 92020-5648

Mortgage

Document Number	0000078252
Date	Feb 16, 2017
Instrument	78252

Lender

Name	POINT LOMA NAZARENE UNIVERSITY
Address	3900 LOMALAND DR, SAN DIEGO, CA 92106-2810

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 21, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Municipality	El Cajon City
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	La Mesa-Spring Valley School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$665,623 (+2%) Land $483,574 Building $182,049
2025	$9,592.00 (+6.78%) Homeowner's exemption	$652,573 (+4.04%) Land $474,093 Building $178,480
2023	$8,983.00 (+1.59%) Homeowner's exemption	$627,235 Land $455,685 Building $171,550
2022	$8,842.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HELIX WATER DISTRICT serves 277,918 people · EPA ID CA3710010
Water Source	Surface water
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Starlink Satellite	280 / 30

May also be available: T-Mobile, Verizon.

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