1691 Andreas Estates Pl, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 1691 Andreas Estates Pl, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details4 bd · 3 ba · 3,150 sqft · built 1992
Lot Size2.88 acres (125,453 sqft)
OwnerCompany Name on Record
Last Sale$180,000 (Oct 1995)
Tax Bill$7,906 (2025)
Deeds & MortgagesMay 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN412-131-010-000

Property Details

APN / Parcel Number

Primary APN412-131-010-000

Interior

Bedrooms4 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms13 Rooms
Stories2 Stories
Building Area3,150 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleCustom Design
Construction TypeWood
Lot Area125,453 sqft
Garage Area960 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1691 ANDREAS ESTATES PL
CityROYAL OAKS
StateCA
Zip95076-9321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDREAS ESTATES TRACT 1097 LOT 10 2.880 AC EXC SCENIC EASE TO CO OF MNTY R1521-395
Legal SubdivisionANDREAS ESTATES
Legal Tract1097
Legal Block1
Legal Lot Number10
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1006
Census Tract10102

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1691 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 1995 · Amount on Record
Deed SaleOct 27, 1995 · Amount on Record
Prior SaleMar 8, 1994 · Amount on Record
Deed Document Number199559515
Deed Book / Page3293 / 756
Prior Transfer DateApr 4, 1995
Prior Transfer Doc0000016995
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1691 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanyOLD REPUBLIC TITLE COMPANY

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000024809
DateMay 26, 2020
Instrument2020024809
Lender
NameMASON MCDUFFIE MORTGAGE CORP
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJun 1, 2050

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$465,944 (+2%) Land $186,374 Building $279,570
2025$7,906.00 (+7.93%) Homeowner's exemption$456,809 (+4.04%) Land $182,720 Building $274,089
2023$7,325.00 (+1.03%) Homeowner's exemption$439,073 Land $175,626 Building $263,447
2022$7,250.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1978–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 69% of California
Wildfire Likelihood0.1% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - VEGA RD WS #01
private · serves 438 people · EPA ID CA2700787
Water SourceGroundwater
Last State InspectionDec 2023
Also Mapped HerePSMCSD - PAJARO
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio.

Cell Coverage

5G (outdoors only) and 4G LTE

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