1661 Andreas Estates Pl, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 1661 Andreas Estates Pl, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,805 sqft · built 1991
Lot Size2.73 acres (119,077 sqft)
OwnerCompany Name on Record
Last Sale$580,000 (Nov 2002)
Tax Bill$12,376 (2025)
Deeds & MortgagesJun 2026 Mortgage
Flood ZoneZone X (minimal risk)
APN412-131-004-000

Property Details

APN / Parcel Number

Primary APN412-131-004-000
Alternative APN
  • 412-131-004

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms14 Rooms
Stories2 Stories
Building Area2,805 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1991
Effective Year BuiltEffective 1991
Architectural StyleCustom Design
Construction TypeWood
Lot Area119,077 sqft
Garage Area936 sqft
Parking Spaces4 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Old Parcel Number412-131-004
Street Address1661 ANDREAS ESTATES PL
CityROYAL OAKS
StateCA
Zip95076-9321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionANDREAS ESTATES TRACT 1097 LOT 4 2.668 AC EXC SCENIC EASE TO CO OF MNTY R2341-1152
Legal SubdivisionANDREAS ESTATES
Legal Tract1097
Legal Block1
Legal Lot Number4
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1006
Census Tract10102

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1661 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleNov 14, 2002 · Amount on Record
Deed SaleNov 14, 2002 · Amount on Record
Prior SaleNov 20, 1998 · Amount on Record
Deed Document Number2002108476
Last Transfer DateOct 12, 2014
Transfer Doc0000059427
Record UpdatedOct 29, 2026

June 2026: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Recording DateJun 29, 2026
Property Address1661 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Document Number0000021812
Instrument DateJun 20, 2026
Instrument202621812
Transaction TypeMortgage
Record UpdatedJul 12, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLife Tenant, 269
Address1661 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321

Mortgage

Document Number0000021812,
DateJun 29, 2026
Instrument202621812
Lender
NameROYAL UNITED MORTGAGE LLC
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueJul 1, 2041
Interest
Rate TypeFixed Rate
Rate5.85%
Initial TypeFixed Rate
Max Rate-1%

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$856,846 (+2%) Land $332,395 Building $524,451
2025$12,376.00 (+8.68%) Homeowner's exemption$840,046 (+4.04%) Land $325,878 Building $514,168
2024$11,388.00 (+0.81%)
2023$11,296.00 (+1.27%) Homeowner's exemption$807,428 Land $313,225 Building $494,203
2022$11,154.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1978–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 47% of the US · lower than 72% of California
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - VEGA RD WS #01
private · serves 438 people · EPA ID CA2700787
Water SourceGroundwater
Last State InspectionDec 2023
Also Mapped HerePSMCSD - PAJARO
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio.

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