1670 Andreas Estates Pl, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 1670 Andreas Estates Pl, Royal Oaks, CA 95076

Property Summary

Property TypeSingle Family Home
Details3 bd · 2.5 ba · 2,515 sqft · built 1992
Lot Size2.2 acres (96,096 sqft)
Owner2 Individual Names on Record
Last Sale$395,000 (Nov 1998)
Tax Bill$9,759 (2025)
Deeds & MortgagesOct 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN412-131-007-000

Property Details

APN / Parcel Number

Primary APN412-131-007-000

Interior

Bedrooms3 Beds
Full Baths2.5 Baths
Half Baths1 Half Bath
Total Rooms12 Rooms
Stories1 Story
Building Area2,515 sqft Living Area
1st Floor Area2,515 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1992
Effective Year BuiltEffective 1992
Architectural StyleL-Shape
Construction TypeWood
Lot Area96,096 sqft
Garage Area564 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemCentral

Location & Zoning

Street Address1670 ANDREAS ESTATES PL
CityROYAL OAKS
StateCA
Zip95076-9321
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionVOL 26 SUR MAPS PG 1 2.256 AC. EXC SCENIC EASE TO CO OF MNTY R2341 PG 1152.
Legal SubdivisionTRACT #1097 ANDREAS ESTATES
Legal Tract1097
Legal Block1
Legal Lot Number7
JurisdictionMONTEREY CA
Township / Civil DivisionPAJARO
Census Block Group1
Census Block1006
Census Tract10102

Owner

Source: Monterey County records, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address1670 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleNov 19, 1998 · Amount on Record
Deed SaleNov 19, 1998 · Amount on Record
Deed Document Number199880942
Last Transfer DateJul 25, 2003
Transfer Doc0000090433
Record UpdatedSep 20, 2026

October 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMONTEREY CA
Property Address1670 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Document Number0000061509
Instrument DateOct 27, 2017
Transaction TypeMortgage
Record UpdatedNov 29, 2017
Title CompanyFIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCommunity Property
Address1670 ANDREAS ESTATES PL ROYAL OAKS CA 950769321, ROYAL OAKS, CA 95076-9321

Mortgage

Document Number0000061509
DateNov 1, 2017
Instrument61509
Lender
NameJG WENTWORTH HM LNDG
AddressWOODBRIDGE, VA 22192
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueOct 31, 2032

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

TypeName
StateCalifornia
CountyMonterey County
Unified School DistrictPajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2026$631,612 (+2%) Land $199,873 Building $431,739
2025$9,759.00 (+8.83%) Homeowner's exemption$619,228 (+4.04%) Land $195,954 Building $423,274
2023$8,967.00 (+1.16%) Homeowner's exemption$595,185 Land $188,346 Building $406,839
2022$8,864.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 7 (15% premium discount)
Nearby Flood Policies6 in force
Nearby Flood Claims2 (1978–2023)
Most Recent ClaimMar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 52% of the US · lower than 69% of California
Wildfire Likelihood0.09% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPSMCSD - VEGA RD WS #01
private · serves 438 people · EPA ID CA2700787
Water SourceGroundwater
Last State InspectionDec 2023
Also Mapped HerePSMCSD - PAJARO
Lead1 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Verizon
Fixed Wireless
300 / 20

May also be available: AT&T, Cruzio.

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