1671 Andreas Estates Pl, Royal Oaks (Watsonville), CA 95076 Property Records

Monterey County property record for 1671 Andreas Estates Pl, Royal Oaks, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,648 sqft · built 1991
Lot Size	3.53 acres (154,142 sqft)
Owner	Company Name on File
Tax Bill	$9,216 (2025)
Deeds & Mortgages	Jul 2023 Transfer Feb 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`412-131-005-000`

Property Details

APN / Parcel Number

Primary APN	`412-131-005-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	13 Rooms
Stories	2 Stories
Building Area	2,648 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	154,142 sqft
Garage Area	506 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Heating System	Central

Location & Zoning

Street Address	1671 ANDREAS ESTATES PL
City	ROYAL OAKS
State	CA
Zip	95076-9321
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	ANDREAS ESTATES TRACT 1097 LOT 5 3.670 AC EXC SCENIC EASE TO CO OF MNTY R2341-1152
Legal Subdivision	ANDREAS ESTATES
Legal Tract	1097
Legal Block	1
Legal Lot Number	5
Jurisdiction	MONTEREY CA
Township / Civil Division	PAJARO
Census Block Group	1
Census Block	1006
Census Tract	10102

Owner

Source: Monterey County assessment roll, as of August 6, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on File
Mailing Address	1671 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 11, 2023	Intrafamily Transfer, Transfer
Feb 21, 2019	Deed of Trust, Mortgage · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP
Apr 9, 2021	Affidavit of Death of Joint Tenant, Transfer
Sep 6, 2020	Deed of Trust, Mortgage · Conventional Mortgage BETTER MTG CORP ISAOA
Jun 1, 2018	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Feb 1, 1994
Deed Sale	Feb 1, 1994
Deed Document Number	19948417
Deed Book / Page	3060 / 1508
Last Transfer Date	Jul 5, 2023
Transfer Doc	0000021068
Record Updated	Sep 20, 2026

July 2023: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MONTEREY CA
Recording Date	Jul 11, 2023
Property Address	1671 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Document Number	0000021068
Map Reference	VOL 16 PG 63
Instrument Date	Jul 5, 2023
Instrument	2023021068
Transaction Type	Transfer
Record Updated	Jul 21, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1671 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Transaction Type	Mortgage
Record Updated	Jul 13, 2021
Title Company	ADVANTAGE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000006796
Date	Feb 21, 2019
Instrument	2019006796

Lender

Name	CARDINAL FINANCIAL COMPANY LP
Type	Mortgage Company
Address	CHARLOTTE, NC 28273

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Mar 1, 2034

April 2021: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MONTEREY CA
Recording Date	Apr 9, 2021
Property Address	1671 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Document Number	0000026084
Map Reference	VOL 16 PG 63
Instrument Date	Mar 18, 2021
Instrument	2021026084
Transaction Type	Transfer
Record Updated	Jul 13, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1671 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1671 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Document Number	0000048462
Instrument Date	Sep 6, 2020
Transaction Type	Mortgage
Record Updated	Oct 6, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1671 ANDREAS ESTATES PL ROYAL OAKS CA 950769321, ROYAL OAKS, CA 95076-9321

Mortgage

Document Number	0000048462
Date	Sep 16, 2020
Instrument	48462

Lender

Name	BETTER MTG CORP ISAOA
Address	NEW YORK, NY 10271

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Sep 15, 2035

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONTEREY CA
Property Address	1671 ANDREAS ESTATES PL, ROYAL OAKS, CA 95076-9321
Document Number	0000027566
Instrument Date	Jun 1, 2018
Transaction Type	Mortgage
Record Updated	Jul 9, 2018
Title Company	UTOPIAN GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	1671 ANDREAS ESTATES PL ROYAL OAKS CA 950769321, ROYAL OAKS, CA 95076-9321

Mortgage

Document Number	0000027566
Date	Jun 22, 2018
Instrument	27566

Lender

Name	MISCELLANEOUS GOVT AGCY
Address	RIVERSIDE, CA 92517

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Monterey County assessment roll, as of August 6, 2026

Property Jurisdictions

Type	Name
State	California
County	Monterey County
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$574,679 (+2%) Land $265,236 Building $309,443
2025	$9,216.00 (+8.47%) Homeowner's exemption	$563,412 (+4.04%) Land $260,036 Building $303,376
2023	$8,496.00 (+1.11%) Homeowner's exemption	$541,537 (+2%) Land $249,940 Building $291,597
2022	$8,403.00 Homeowner's exemption	$530,920 Land $245,040 Building $285,880

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective July 15, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	6 in force
Nearby Flood Claims	2 (1978–2023)
Most Recent Claim	Mar 2023 · Severe Storm And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 47% of the US · lower than 72% of California
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PSMCSD - VEGA RD WS #01 private · serves 438 people · EPA ID CA2700787
Water Source	Groundwater
Last State Inspection	Dec 2023
Also Mapped Here	PSMCSD - PAJARO
Lead	1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, Cruzio Internet.

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