169 Stephens St, Mobile, AL 36606 Property Records

Mobile County property record for 169 Stephens St, Mobile, AL 36606

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,564 sqft · built 1985
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Last Sale$175,000 (Jan 2026)
Tax Bill$484 (2025)
Deeds & MortgagesJan 2026 Sale & Mortgage
Jul 2025 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APNR022907230007109

Property Details

APN / Parcel Number

Primary APNR022907230007109
Alternative APNs
  • 29 07 23 0 007 109.XXX
  • 00780373
  • 780373

Interior

Full Baths1 Bath
Total Rooms7 Rooms
Stories1 Story
Building Area1,564 sqft Living Area
1st Floor Area1,564 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1985
Effective Year BuiltEffective 1985
Exterior MaterialOther
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage TypeCarport
Garage Area677 sqft
CarportCarport
Carport Area677 sqft
Parking Spaces2 Parking Spaces
PorchSlab
Porch Area18 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number780373
Street Address169 STEPHENS ST
CityMOBILE
StateAL
Zip36606-2390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 33 BLK E RESUB WESTLAWN MBK 4 P 516 #SEC 23 T4S R1W #MP29 07 23 0 007
Legal Range04S
Legal Township04S
Legal Section23
Legal SubdivisionWESTLAWN
Legal BlockE
Legal Lot Number33
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2001
Census Tract2800

Owner

Source: Mobile County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address169 STEPHENS ST, MOBILE, AL 36606-2390
OccupancyOwner Occupied
Owner TypeIndividual
VestingRemainderman

Deeds, Mortgages & Sale History

DateDocument
Jan 21, 2026Warranty Deed, Transfer · FHA Mortgage
UNITED WHOLESALE MORTGAGE
Jul 22, 2025Warranty Deed, Transfer
Jul 22, 2025Foreclosure

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 21, 2026 · Amount on Record
Deed SaleJan 21, 2026 · Amount on Record
Prior SaleJul 22, 2025 · Amount on Record
Deed Document Number20263591
Prior Transfer DateJun 18, 2025
Prior Transfer Doc0000043756
Record UpdatedOct 29, 2026

January 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJan 21, 2026
Property Address169 STEPHENS ST, MOBILE, AL 36606-2390
Document Number0000003591
Map ReferenceMB 4 PG 516-520
Instrument DateJan 16, 2026
Instrument2026003591
Transaction TypeTransfer
Record UpdatedFeb 3, 2026
Title CompanyDELTA S TITLE INC, DELTA SOUTH TITLE INC

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address3904 PIERSON DR W, MOBILE, AL 36619-1274

Transferred To (Grantee/Buyer)

NameVerified Name
Address69 STEPHENS ST, MOBILE, AL 36606

Mortgage

Document Number0000003592
DateJan 21, 2026
Instrument2026003592
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 1, 2056

July 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJul 22, 2025
Property Address169 STEPHENS ST, MOBILE, AL 36606-2390
Document Number0000043757
Map ReferenceMB 4 PG 516-520
Instrument DateJun 18, 2025
Instrument2025043757
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Notice of Trustee Sale
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
AddressPO BOX 7718, MOBILE, AL 36670-0718

Transferred To (Grantee/Buyer)

NameVerified Name
Address3904 PIERSON DR W, MOBILE, AL 36619-1274
InvestorPossibly a Property Investor

July 2025: Foreclosure

Document TypeForeclosure
JurisdictionMOBILE AL
Recording DateJul 22, 2025
Property Address169 STEPHENS ST, MOBILE, AL 36606-2390
Document Number0000043756
Map ReferenceMB 4 PGS 516-520
Instrument DateJun 18, 2025
Instrument2025043756
Transaction TypeForeclosure
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated

Transferred From (Grantor/Seller)

NameVerified Name
Address169 STEPHENS ST, MOBILE, AL 36606-2390

Transferred To (Grantee/Buyer)

NameVerified Name
AddressPO BOX 7718, MOBILE, AL 36670-0718
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$484.00 (+7.8%) Homeowner's exemption$8,600 (+7.9%) Land $1,500 Building $7,100$86,000 (+7.9%) Land $15,000 Building $71,000
2024$449.00 (+17.23%) Homeowner's exemption$7,970 (+15.01%) Land $1,400 Building $6,570$79,700 (+15.01%) Land $14,000 Building $65,700
2023$383.00 Homeowner's exemption$6,930 Land $1,320 Building $5,610$69,300 Land $13,200 Building $56,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims20 (1980–2011)
Claims Outside the SFHA20 of 20
Most Recent ClaimSep 2011 · river or lake flooding
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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