157 Stephens St, Mobile, AL 36606 Property Records

Mobile County property record for 157 Stephens St, Mobile, AL 36606

Property Summary

Property TypeSingle Family Home
Details1 ba · 1,141 sqft · built 1988
Lot Size1 acres (43,560 sqft)
OwnerCompany Name on Record
Last Sale$300,000 (Dec 2023)
Tax Bill$968 (2025)
Deeds & MortgagesJul 2020 Loan Modification
Oct 2018 Foreclosure
Flood ZoneZone X (minimal risk)
APNR022907230007115

Property Details

APN / Parcel Number

Primary APNR022907230007115
Alternative APNs
  • 29 07 23 0 007 115.XXX
  • 00780435
  • 780435

Interior

Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,141 sqft Living Area
1st Floor Area1,141 sqft
Utility RoomUtility Room
FlooringTile
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Exterior MaterialOther
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
Garage Area190 sqft
PorchSlab
Deck Area88 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number780435
Street Address157 STEPHENS ST
CityMOBILE
StateAL
Zip36606-2346
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 39 BLK E RESUB OF WESTL AWN MBK 4 P 516 #SEC 23 T4S R1W #MP29 07 23 0 007
Legal Range04S
Legal Township04S
Legal Section23
Legal SubdivisionWESTL AWN
Legal BlockE
Legal Lot Number39
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2001
Census Tract2800

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on Record
Mailing Address1450 MADRUGA AVE, 200, CORAL GABLES, FL 33146-3163
Owner TypeCompany
VestingCompany

Deeds, Mortgages & Sale History

DateDocument
Jul 30, 2020Loan Modification, Mortgage
SERVISFIRST BK
Oct 11, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 14, 2023 · Amount on Record
Deed SaleDec 14, 2023 · Amount on Record
Prior SaleOct 11, 2018 · Amount on Record
Deed Document Number202372353
Prior Transfer DateSep 27, 2018
Prior Transfer Doc0000058289
Record UpdatedOct 29, 2026

July 2020: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionMOBILE AL
Property Address157 STEPHENS ST, MOBILE, AL 36606-2346
Document Number0000047901
Instrument DateJul 30, 2020
Transaction TypeMortgage
Record UpdatedSep 21, 2020
Title CompanyATTORNEY ONLY

Transaction

Additional
  • Multiple Parcels

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7 N BROAD ST #D MOBILE AL 366021201, D, MOBILE, AL 36602-1201

Mortgage

Document Number0000047901
DateAug 10, 2020
Instrument47901
Lender
NameSERVISFIRST BK
TypeBank
AddressPENSACOLA, FL 32502
Agreement
AmountAmount Recorded

October 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMOBILE AL
Recording DateOct 11, 2018
Property Address157 STEPHENS ST, MOBILE, AL 36606-2346
Document Number0000058289
Instrument DateSep 27, 2018
Instrument58289
Transaction TypeForeclosure
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$37.00
Amount AccuracyConfirmed

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address7 N BROAD ST #D MOBILE AL 366021220, D, MOBILE, AL 36602-1220

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$968.00 (+7.56%)$15,100 (+7.7%) Land $3,000 Building $12,100$75,500 (+7.7%) Land $15,000 Building $60,500
2024$900.00 (+89.87%)$14,020 (+91.53%) Land $2,800 Building $11,220$70,100 (+91.53%) Land $14,000 Building $56,100
2023$474.00$7,320 Land $2,640 Building $4,680$36,600 Land $13,200 Building $23,400

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims20 (1980–2011)
Claims Outside the SFHA20 of 20
Most Recent ClaimSep 2011 · river or lake flooding
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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