165 Stephens St, Mobile, AL 36606 Property Records

Mobile County property record for 165 Stephens St, Mobile, AL 36606

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,157 sqft · built 1945
Lot Size0.18 acres (7,841 sqft)
OwnerIndividual Name on Record
Last Sale$145,000 (Oct 2025)
Tax Bill$741 (2025)
Deeds & MortgagesOct 2025 Sale & Mortgage
Mar 2024 Sale & Line of Credit
Flood ZoneZone X (minimal risk)
APNR022907230007111

Property Details

APN / Parcel Number

Primary APNR022907230007111
Alternative APNs
  • 29 07 23 0 007 111.XXX
  • 00780391
  • 780391

Interior

Bedrooms3 Beds
Full Baths2 Baths
Total Rooms7 Rooms
Stories1 Story
Building Area1,157 sqft Living Area
1st Floor Area1,157 sqft
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1988
Exterior MaterialAsbestos
Construction TypeFrame
Foundation TypePier/Post & Beam
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area7,841 sqft (0.18 acres)
PorchEnclosed Porch
Porch Area213 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number780391
Old Parcel NumberR022907230007111
Street Address165 STEPHENS ST
CityMOBILE
StateAL
Zip36606-2390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 35 BLK E RESUB OF WESTLAWN ACC TO PLAT THERE OF REC IN MBK 4 P 516-520 #SEC 23 T4S R1W #MP29 07 23 0 007
Legal Range01W
Legal Township04S
Legal Section23
Legal SubdivisionRESUBDIVISION OF WESTLAWN
Legal BlockE
Legal Lot Number35
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2001
Census Tract2800

Owner

Source: Mobile County records, as of December 22, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address165 STEPHENS ST, MOBILE, AL 36606-2390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Oct 8, 2025Warranty Deed, Transfer · FHA Mortgage
FIRST FEDERAL BANK FSB
Mar 20, 2024Warranty Deed, Transfer · Line of Credit
SKYBEAM CAPITAL REIT LLC

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 8, 2025 · Amount on Record
Deed SaleOct 8, 2025 · Amount on Record
Prior SaleMar 20, 2024 · Amount on Record
Deed Document Number2025060675
Record UpdatedJun 8, 2026

October 2025: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateOct 8, 2025
Property Address165 STEPHENS ST, MOBILE, AL 36606-2390
Document Number0000060675
Map ReferenceMB 4 PG 516-520
Instrument DateOct 4, 2025
Instrument2025060675
Transaction TypeTransfer
Record UpdatedDec 23, 2025

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2090 LAWRENCEVILLE SUWANEE RD # RDA-566, RDA-566, SUWANEE, GA 30024-2600

Transferred To (Grantee/Buyer)

NameVerified Name
Address165 STEPHENS ST, MOBILE, AL 36606-2390

Mortgage

Document Number0000060676
DateOct 8, 2025
Instrument2025060676
Lender
NameFIRST FEDERAL BANK FSB
TypeBank
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueNov 1, 2055

March 2024: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateMar 20, 2024
Property Address165 STEPHENS ST, MOBILE, AL 36606-2390
Document Number0000016079
Map ReferenceMB 4 PG 516
Instrument DateMar 13, 2024
Instrument2024016079
Transaction TypeTransfer
Record UpdatedDec 23, 2025
Title CompanySTEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

AmountAmount Recorded
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address845 JERKINS LOOP, ATMORE, AL 36502-5843

Transferred To (Grantee/Buyer)

NameVerified Name
Address2425 LAKEMEADOW LN, GRAYSON, GA 30017-2825

Mortgage

Document Number0000016080
DateMar 20, 2024
Instrument2024016080
Lender
NameSKYBEAM CAPITAL REIT LLC
TypeNon-Lending Institution
Agreement
TypeLine of Credit
AmountAmount Recorded
Term10 Months
DueJan 1, 2025

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of January 1, 2025

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$741.00 (+112.32%)$11,520 (+7.87%) Land $3,000 Building $8,520$57,600 (+7.87%) Land $15,000 Building $42,600
2024$349.00 (+5.44%)$10,680 (+5.74%) Land $2,800 Building $7,880$53,400 (+5.74%) Land $14,000 Building $39,400
2023$331.00$10,100 Land $2,640 Building $7,460$50,500 Land $13,200 Building $37,300

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims20 (1980–2011)
Claims Outside the SFHA20 of 20
Most Recent ClaimSep 2011 · river or lake flooding
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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