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163 Stephens St, Mobile, AL 36606 Property Records

Mobile County property record for 163 Stephens St, Mobile, AL 36606

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,167 sqft · built 2012
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on Record
Tax Bill$583 (2025)
Deeds & MortgagesFeb 2021 Mortgage
Mar 2024 Line of Credit
+ 3 more
Flood ZoneZone X (minimal risk)
APNR022907230007112

Property Details

APN / Parcel Number

Primary APNR022907230007112
Alternative APNs
  • 29 07 23 0 007 112.XXX
  • 00780408
  • 780408

Interior

Full Baths2 Baths
Stories1 Story
Building Area1,167 sqft Living Area
Gross Area1,163 sqft
1st Floor Area1,167 sqft
FlooringLaminate Plank
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 2012
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area43,560 sqft (1 acres)
PorchSlab
Porch Area12 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air with A/C

Location & Zoning

Account Number780408
Street Address163 STEPHENS ST
CityMOBILE
StateAL
Zip36606-2390
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 36 BLK E RESUB WESTLAWN SUB MBK 4 PG 516 #SEC 23 T4S R1W #MP29 07 23 0 007
Legal Range04S
Legal Township04S
Legal Section23
Legal SubdivisionWESTLAWN
Legal BlockE
Legal Lot Number36
JurisdictionMOBILE AL
Township / Civil DivisionMOBILE
Census Block Group2
Census Block2001
Census Tract2800

Owner

Source: Mobile County records, as of September 15, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address163 STEPHENS ST, MOBILE, AL 36606-2390
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Feb 18, 2021Deed of Trust, Mortgage · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Mar 21, 2024Deed of Trust, Mortgage · Line of Credit
CENTURY BANK
Sep 11, 2018Warranty Deed, Transfer · Conventional Mortgage
UNITED WHOLESALE MORTGAGE
Jun 6, 2018Warranty Deed, Transfer
ATTORNEY ONLY
May 15, 2018Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 11, 2018
Deed SaleSep 11, 2018
Prior SaleJun 6, 2018 · Amount on Record
Deed Document Number201853277
Deed Book / Page7679 / 1859
Prior Transfer DateMay 15, 2018
Prior Transfer Doc0000026948
Record UpdatedOct 29, 2026

February 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address163 STEPHENS ST, MOBILE, AL 36606-2390
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000009802
DateFeb 18, 2021
Instrument2021009802
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
AddressPONTIAC, MI 48341
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2051

March 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMOBILE AL
Property Address163 STEPHENS ST, MOBILE, AL 36606-2390
Transaction TypeMortgage
Record UpdatedDec 23, 2025

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 STEPHENS ST, MOBILE, AL 36606-2390

Mortgage

Document Number0000016555
DateMar 21, 2024
Instrument2024016555
Lender
NameCENTURY BANK
TypeBank
Address127 WEST 165 SERVICE RD N, MOBILE, AL 36608
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly

September 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateSep 11, 2018
Property Address163 STEPHENS ST, MOBILE, AL 36606-2390
Document Number0000053277
Book / Page7679 / 1859
Map ReferenceMB 4 PG 516
Instrument DateAug 22, 2018
Instrument2018053277
Transaction TypeTransfer
Record UpdatedJul 15, 2022

Transaction

Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2020 LUBARRETT CT W, 2020, MOBILE, AL 36695-3814

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 STEPHENS ST, MOBILE, AL 36606-2390

Mortgage

Document Number0000053278
DateSep 11, 2018
Instrument2018053278
Lender
NameUNITED WHOLESALE MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term360 Months
DueSep 1, 2048

June 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMOBILE AL
Recording DateJun 6, 2018
Property Address163 STEPHENS ST, MOBILE, AL 36606-2390
Document Number0000030941
Book / Page007643 / 001892
Instrument DateMay 22, 2018
Instrument30941
Transaction TypeTransfer
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$69.50
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address163 STEPHENS ST MOBILE AL 366062390, MOBILE, AL 36606-2390

May 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionMOBILE AL
Recording DateMay 15, 2018
Property Address163 STEPHENS ST, MOBILE, AL 36606-2390
Document Number0000026948
Book / Page007636 / 000462
Instrument DateMay 15, 2018
Instrument26948
Transaction TypeForeclosure
Record UpdatedFeb 28, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$60.50
Additional
  • Notice of Trustee Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
AddressPO BOX 85218 MOBILE AL 36685, MOBILE, AL 36685
InvestorPossibly a Property Investor

Tax Assessment & Valuation

Source: Mobile County assessment roll, as of September 15, 2026

Property Jurisdictions

TypeName
StateAlabama
CountyMobile County
MunicipalityMobile City
Unified School DistrictMobile County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$583.00 (+6.39%) Homeowner's exemption$10,070 (+5.67%) Land $1,500 Building $8,570$100,700 (+5.67%) Land $15,000 Building $85,700
2024$548.00 (+12.07%) Homeowner's exemption$9,530 (+10.94%) Land $1,400 Building $8,130$95,300 (+10.94%) Land $14,000 Building $81,300
2023$489.00 Homeowner's exemption$8,590 Land $1,320 Building $7,270$85,900 Land $13,200 Building $72,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies1 in force
Nearby Flood Claims20 (1980–2011)
Claims Outside the SFHA20 of 20
Most Recent ClaimSep 2011 · river or lake flooding
Claims by Event
  • Hurricane Georges, Sep 1998 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 98.1% of Alabama
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF MOBILE, BD. OF W&S COMM. OF THE
serves 279,000 people · EPA ID AL0001005
Water SourceSurface water
Last State InspectionSep 2023
Lead2 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Jul 2023
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 489 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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