169 Spruce Dr, Granby, CO 80446 Property Records

Grand County property record for 169 Spruce Dr, Granby, CO 80446

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,514 sqft · built 2005
Lot Size	0.41 acres (17,860 sqft)
Owner	Individual Name on File
Last Sale	$497,000 (Feb 2018)
Tax Bill	$5,003 (2025)
Deeds & Mortgages	Sep 2026 Mortgage Feb 2018 Sale & Mortgage
Flood Zone	Zone D (undetermined)
APN	`R133720`

Property Details

APN / Parcel Number

Primary APN	`R133720`
Alternative APN	`145117104045`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Stories	2 Stories
Building Area	3,514 sqft
Gross Area	6,171 sqft
Basement Area	528 sqft
Finished Basement	528 sqft

Exterior

Year Built	Built 2005
Construction Type	Wood
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	17,860 sqft (0.41 acres)
Garage Area	840 sqft
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	None
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Connected

Location & Zoning

Account Number	R133720
Street Address	169 SPRUCE DR
City	GRANBY
State	CO
Zip	80446
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	43
Legal Description	SUBD: INNSBRUCK-VAL MORITZ LOT: 3 BLOCK: 19
Legal Subdivision	INNSBRUCK-VAL MORITZ
Legal Block	19
Legal Lot Number	3
Jurisdiction	GRAND CO
Township / Civil Division	GRANBY
Census Block Group	3
Census Block	3014
Census Tract	205

Owner

169 Spruce Dr is owned by an individual who bought it in February 2018.

Source: Grand County records, as of January 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 2433, FRASER, CO 80442-2433
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2026	Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC
Feb 12, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 12, 2018 · Amount on File
Deed Sale	Feb 12, 2018 · Amount on File
Deed Document Number	2018001027
Record Updated	Oct 29, 2026

September 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GRAND CO
Recording Date	Sep 16, 2026
Property Address	169 SPRUCE DR, GRANBY, CO 80446
Document Number	0000006193
Instrument Date	Sep 11, 2026
Instrument	20266193
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	169 SPRUCE DR, GRANBY, CO 80446

Mortgage

Document Number	0000006193,
Date	Sep 16, 2026
Instrument	20266193

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

February 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GRAND CO
Recording Date	Feb 12, 2018
Property Address	169 GCR 896, GRANBY, CO 80446
Document Number	2018001027
Map Reference	DOC127907
Instrument Date	Feb 9, 2018
Instrument	2018001027
Transaction Type	Transfer
Record Updated	Feb 21, 2022
Title Company	LAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTY COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$49.70
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	PO BOX 2433, FRASER, CO 80442-2433

Mortgage

Document Number	2018001028
Date	Feb 12, 2018
Instrument	2018001028

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Mar 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 169 Spruce Dr was $5,003.

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

Type	Name
State	Colorado
County	Grand County
Unified School District	East Grand School District 2 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,003.00	$78,110 Land $5,310 Building $72,800	$1,249,770 Land $85,000 Building $1,164,770
2023	$5,008.00 (+38.88%)	$79,790 (+47.43%) Land $5,640 Building $74,150	$1,190,800 (+52.94%) Land $84,110 Building $1,106,690
2022	$3,606.00	$54,120 Land $1,740 Building $52,380	$778,600 Land $25,000 Building $753,600

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 169 Spruce Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 169 Spruce Dr is moderate, ranking above 58% of the US, with a 0.2% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 58% of the US · above 43% of Colorado
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GRANBY TOWN OF SOUTH SERVICE AREA serves 2,300 people · EPA ID CO0125710
Water Source	Groundwater influenced by surface water
Last State Inspection	Mar 2026
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
ElektraFi Fixed Wireless	400 / 60

Cell Coverage

5G (outdoors only) and 4G LTE

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