168 Spruce Dr, Granby, CO 80446 Property Records

Grand County property record for 168 Spruce Dr, Granby, CO 80446

Property Summary

Property TypeSingle Family Home
Details3 bd · 3 ba · 1,936 sqft · built 2000
Lot Size0.46 acres (20,038 sqft)
OwnerIndividual Name on File
Last Sale$485,000 (Oct 2018)
Tax Bill$3,118 (2025)
Deeds & MortgagesMar 2021 Mortgage
Jul 2020 Mortgage
+ 2 more
Flood ZoneZone D (undetermined)
APNR133630

Property Details

APN / Parcel Number

Primary APNR133630
Alternative APN
  • 145117109002

Interior

Bedrooms3 Beds
Full Baths3 Baths
Stories2 Stories
Building Area1,936 sqft
Gross Area2,764 sqft

Exterior

Year BuiltBuilt 2000
Construction TypeWood
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area20,038 sqft (0.46 acres)
Garage Area400 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemForced Air
Heating FuelGas

Location & Zoning

Account NumberR133630
Street Address168 SPRUCE DR
CityGRANBY
StateCO
Zip80446-5040
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning Code43
Legal DescriptionSUBD: INNSBRUCK-VAL MORITZ LOT: 76 BLOCK: 17
Legal SubdivisionINNSBRUCK-VAL MORITZ
Legal Block17
Legal Lot Number76
JurisdictionGRAND CO
Township / Civil DivisionGRANBY
Census Block Group3
Census Block3012
Census Tract205

Owner

168 Spruce Dr is owned by an individual who bought it in October 2018.

Source: Grand County records, as of January 19, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address1814 W 131ST DR, WESTMINSTER, CO 80234-3781
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Mar 22, 2021Deed of Trust, Mortgage · Conventional Mortgage
NORTH AMERICAN SAVINGS BANK FSB
Jul 13, 2020Deed of Trust, Mortgage · Conventional Mortgage
STRONG HOME MORTGAGE LLC
Sep 11, 2019Deed of Trust, Mortgage · Conventional Mortgage
SYNERGY ONE LENDING
Oct 12, 2018Warranty Deed, Transfer · Conventional Mortgage
GMH MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 12, 2018 · Amount on File
Deed SaleOct 12, 2018 · Amount on File
Prior SaleAug 9, 2007 · Amount on File
Deed Document Number2018008267
Record UpdatedJun 8, 2026

March 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAND CO
Property Address168 GCR 896, GRANBY, CO 80446
Transaction TypeMortgage
Record UpdatedApr 2, 2021
Title CompanyTRANSTAR NATIONAL TITLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address1814 W 131ST DR, WESTMINSTER, CO 80234-3781

Mortgage

Document Number2021003229
DateMar 22, 2021
Instrument2021003229
Lender
NameNORTH AMERICAN SAVINGS BANK FSB
TypeBank
AddressGRANDVIEW, MO 64030
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term359 Months
DueFeb 1, 2051

July 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAND CO
Property Address168 GCR 896, GRANBY, CO 80446
Transaction TypeMortgage
Record UpdatedFeb 5, 2021
Title CompanySOLIDIFI TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2020005464
DateJul 13, 2020
Instrument2020005464
Lender
NameSTRONG HOME MORTGAGE LLC
TypeMortgage Company
AddressMANASSAS, VA 20110
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJul 1, 2050

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionGRAND CO
Property Address168 GCR 896, GRANBY, CO 80446
Transaction TypeMortgage
Record UpdatedSep 23, 2019

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number2019007276
DateSep 11, 2019
Instrument2019007276
Lender
NameSYNERGY ONE LENDING
TypeLending Institution
AddressLOMBARD, IL 60148
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueSep 1, 2049

October 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionGRAND CO
Recording DateOct 12, 2018
Property Address168 GCR 896, GRANBY, CO 80446
Document Number2018008267
Map ReferenceDOC127907
Instrument DateOct 12, 2018
Instrument2018008267
Transaction TypeTransfer
Record UpdatedFeb 21, 2022
Title CompanyLAND TITLE GUARANTY COMPANY IN, LAND TITLE GUARANTEE COMPANY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$48.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address1814 W 131ST DR, DENVER, CO 80234-3781

Mortgage

Document Number2018008268
DateOct 12, 2018
Instrument2018008268
Lender
NameGMH MORTGAGE SERVICES LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueNov 1, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 168 Spruce Dr was $3,118.

Source: Grand County assessment roll, as of August 25, 2025

Property Jurisdictions

TypeName
StateColorado
CountyGrand County
Unified School DistrictEast Grand School District 2 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,118.00$48,680 Land $5,310 Building $43,370$778,860 Land $85,000 Building $693,860
2023$3,028.00 (+37.57%)$48,240 (+46%) Land $5,480 Building $42,760$720,040 (+51.46%) Land $81,760 Building $638,280
2022$2,201.00$33,040 Land $1,740 Building $31,300$475,400 Land $25,000 Building $450,400

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 168 Spruce Dr in Zone D, where flood risk has not been studied.

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 168 Spruce Dr is moderate, ranking above 62% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 62% of the US · above 50% of Colorado
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGRANBY TOWN OF SOUTH SERVICE AREA
serves 2,300 people · EPA ID CO0125710
Water SourceGroundwater influenced by surface water
Last State InspectionMar 2026
Lead2 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting1
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 33 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
1,200 / 35
ElektraFi
Fixed Wireless
400 / 60

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