Monroe County property record for 16862 E Point Dr, Summerland Key, FL 33042
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3.5 ba · 2,668 sqft · built 2016 |
| Lot Size | 0.371 acres (16,160 sqft) |
| Owner | Company Name on Record |
| Last Sale | $1,750,000 (Dec 2020) |
| Tax Bill | $19,718 (2024) |
| Deeds & Mortgages | Dec 2020 Sale & Mortgage |
| Flood Zone | Zone VE (high risk) |
| APN | 00166976-006400 |
| Primary APN | 00166976-006400 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 3 Stories |
| Building Area | 2,668 sqft Living Area |
| Flooring | Ceramic Tile |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2016 |
|---|---|
| Effective Year Built | Effective 2017 |
| Exterior Material | Combination |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 16,160 sqft (0.371 acres) |
| View / Lot | Waterfront |
| Garage Type | Covered |
| Garage Area | 580 sqft |
| Porch | Open Porch |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 1214981 |
|---|---|
| Street Address | 16862 E POINT DR |
| City | SUMMERLAND KEY |
| State | FL |
| Zip | 33042-3531 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | IS |
| Legal Description | LT 64 REV PLAT OF AMD PLAT OF SUGARLOAF SHORES SEC F SUGARLOAF KEY PB6-9 OR441-580 OR849-1931 OR1808-295 OR2744-2425 OR2818-1325 OR3060-1351 OR3060-1358 |
| Legal Range | 27E |
| Legal Township | 67S |
| Legal Section | 03 |
| Legal Subdivision | SUGARLOAF SHORES SEC F REV |
| Legal Lot Number | 64 |
| Jurisdiction | MONROE FL |
| Township / Civil Division | LOWER KEYS |
| Census Block Group | 1 |
| Census Block | 1029 |
| Census Tract | 971600 |
Source: Monroe County records, as of April 14, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 2357 LASSEN WAY, TUSTIN, CA 92782-1482 |
| Owner Type | Company |
| Vesting | Limited Liability Company |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 4, 2020 · Amount on Record |
| Deed Sale | Dec 4, 2020 · Amount on Record |
| Prior Sale | Oct 4, 2016 · Amount on Record |
| Deed Document Number | 20202293423 |
| Deed Book / Page | 3060 / 1358 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MONROE FL |
| Recording Date | Dec 4, 2020 |
| Property Address | 16862 E POINT DR, SUGARLOAF KEY, FL 33042-3531 |
| Document Number | 0030601358 |
| Book / Page | 3060 / 1358 |
| Map Reference | MB 6 PG 9 |
| Instrument Date | Nov 30, 2020 |
| Instrument | 2293423 |
| Transaction Type | Transfer |
| Record Updated | Dec 21, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $12,250.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4020 RICHARDS RDI, 4020, NORTH LITTLE ROCK, AR 72117 |
| Name | Verified Name |
|---|---|
| Address | 2357 LASSEN WAY, TUSTIN, CA 92782-1482 |
| Document Number | 0030601361 |
|---|---|
| Date | Dec 4, 2020 |
| Instrument | 3060/1361 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 1, 2050 |
Source: Monroe County assessment roll, as of December 8, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Monroe County |
| Unified School District | Monroe County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,353,563 (-7.46%) Land $1,646,775 Building $706,788 | $2,353,563 (-7.46%) Land $1,646,775 Building $706,788 | |
| 2024 | $19,718.00 (+6.04%) | ||
| 2023 | $18,594.00 (+17.77%) | $2,543,195 (+34.69%) Land $1,871,873 Building $671,322 | $2,543,195 (+34.69%) Land $1,871,873 Building $671,322 |
| 2022 | $15,789.00 | $1,888,128 Land $1,208,425 Building $679,703 | $1,888,128 Land $1,208,425 Building $679,703 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone VE high risk · coastal, wave action |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | No |
| Base Flood Elevation | 12.0 ft |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 537 policies |
| Community Rating System | Class 3 (35% premium discount) |
| Nearby Flood Policies | 537 in force |
| Nearby Flood Claims | 1,085 (1980–2022) |
| Claims Outside the SFHA | 1 of 1,085 |
| Most Recent Claim | Sep 2022 · Hurricane Ian |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
May also be available: Hotwire Communications.
5G and 4G LTE (outdoors only)
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