16783 E Point Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 16783 E Point Dr, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,392 sqft · built 1998
Lot Size	0.287 acres (12,500 sqft)
Owner	Company Name on Record
Last Sale	$100 (Mar 2018)
Tax Bill	$8,792 (2024)
Deeds & Mortgages	Mar 2018 Transfer
Flood Zone	Zone AE (high risk)
APN	`00166976-005900`

Property Details

APN / Parcel Number

Primary APN	`00166976-005900`
Alternative APNs	`03672700166976005900` `1214931`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,392 sqft Living Area
Gross Area	1,756 sqft
1st Floor Area	1,392 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2013
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
View / Lot	Canal
Garage Type	Attached
Garage Area	364 sqft
Porch	Open Porch
Porch Area	506 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1214931
Street Address	16783 E POINT DR
City	SUMMERLAND KEY
State	FL
Zip	33042-3528
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 59 REV PLAT OF AMD PLAT OF SUGARLOAF SHORES SEC F SUGARLOAF KEY PB6-9 OR564-756/59 OR783-630/33 OR786-407 OR911-1521/25 OR1428-1873 OR2477-6554/55 OR2477-656 OR2896-858/59
Legal Range	27E
Legal Township	67S
Legal Section	03
Legal Subdivision	SUGARLOAF SHORES SEC F REV
Legal Lot Number	59
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1029
Census Tract	971600

Owner

Source: Monroe County records, as of March 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	13622 DEERING BAY DR, CORAL GABLES, FL 33158-2825
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Mar 14, 2018 · Amount on Record
Deed Sale	Mar 14, 2018 · Amount on Record
Prior Sale	Jul 28, 2010 · Amount on Record
Deed Document Number	20182159576
Deed Book / Page	2896 / 858
Prior Transfer Date	Feb 22, 2018
Prior Transfer Doc	0028960858
Record Updated	Jun 8, 2026

March 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Mar 14, 2018
Property Address	16783 E POINT DR, SUMMERLAND KEY, FL 33042-3528
Document Number	0028960858
Book / Page	002896 / 000858
Instrument Date	Feb 22, 2018
Instrument	2159576
Transaction Type	Transfer
Record Updated	Mar 28, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	13622 DEERING BAY DR CORAL GABLES FL 331582825, CORAL GABLES, FL 33158-2825

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$916,471 (-23.49%) Land $575,000 Building $341,471	$916,471 (-23.49%) Land $575,000 Building $341,471
2024	$8,792.00 (+6.72%)
2023	$8,238.00 (+19.22%)	$1,197,879 (+39.52%) Land $875,000 Building $322,879	$1,197,879 (+39.52%) Land $875,000 Building $322,879
2022	$6,910.00	$858,597 Land $534,375 Building $324,222	$858,597 Land $534,375 Building $324,222

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 21 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35