16843 E Point Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 16843 E Point Dr, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 2,224 sqft · built 2001
Lot Size	0.287 acres (12,500 sqft)
Owner	Company Name on Record
Last Sale	$2,400,000 (Sep 2026)
Tax Bill	$13,073 (2025)
Deeds & Mortgages	Sep 2026 Sale Dec 2022 Sale + 4 more
Flood Zone	Zone AE (high risk)
APN	`00166976-006100`

Property Details

APN / Parcel Number

Primary APN	`00166976-006100`
Alternative APNs	`03672700166976006100` `1214957`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	2,224 sqft Living Area
1st Floor Area	2,224 sqft
Attic	Attic
Attic Area	1,186 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2020
Exterior Material	Other
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	12,500 sqft (0.287 acres)
Lot Dimensions	125 ft deep x 100 ft wide
View / Lot	Canal
Garage Type	Covered
Garage Area	690 sqft

Exterior Amenities

Pool Area	300 sqft
Porch	Slab
Porch Area	880 sqft
Patio Area	434 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1214957
Street Address	16843 E POINT DR
City	SUMMERLAND KEY
State	FL
Zip	33042-3513
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 61 REV PLAT OF AMD PLAT OF SUGARLOAF SHORES SEC F SUGARLOAF KEY PB6-9 OR564-756/59 OR783-630/33 OR808-382 OR846-2158 OR911-1521/25 OR919-741 OR1011-2453 OR1040-1711 OR1053-996 O1136-1313 OR1136-1315 OR3029-2264 OR3191-0533 OR3205-2080
Legal Range	27E
Legal Township	67S
Legal Section	03
Legal Subdivision	SUGARLOAF SHORES SEC F REV
Legal Lot Number	61
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1029
Census Tract	971600

Owner

Source: Monroe County records, as of September 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	401 E 8TH ST, 319, SIOUX FALLS, SD 57103-7031
Owner Type	Company
Vesting	Limited Liability Partnership

Deeds, Mortgages & Sale History

Date	Document
Sep 2, 2026	Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Dec 21, 2022	Special Warranty Deed, Transfer ATTORNEY
Aug 25, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Aug 12, 2021	Deed of Trust, Mortgage · Line of Credit IBERIABANK
Jul 2, 2020	Warranty Deed, Transfer · VA Mortgage IBERIABANK
Jun 22, 2019	Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 2, 2026 · Amount on Record
Deed Sale	Sep 2, 2026 · Amount on Record
Prior Sale	Aug 25, 2022 · Amount on Record
Deed Document Number	20262559300
Deed Book / Page	3400 / 2174
Record Updated	Oct 29, 2026

September 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Sep 2, 2026
Property Address	16843 E POINT DR, SUMMERLAND KEY, FL 33042-3513
Document Number	0002559300
Book / Page	3400 / 2174
Instrument Date	Aug 28, 2026
Instrument	20262559300
Transaction Type	Transfer
Record Updated	Sep 14, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Tax	$1,696,800.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Liability Partnership

December 2022: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Dec 21, 2022
Property Address	16843 E POINT DR, SUMMERLAND KEY, FL 33042-3513
Document Number	0032052080
Book / Page	3205 / 2080
Map Reference	MB 6 PG 9
Instrument Date	Dec 9, 2022
Instrument	2401332
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1707 MAIN ST, LONGMONT, CO 80501-7407

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	18502 PENINSULA COVE LN, CORNELIUS, NC 28031-7749

August 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Aug 25, 2022
Property Address	16843 E POINT DR, SUMMERLAND KEY, FL 33042-3513
Document Number	0031910533
Book / Page	3191 / 533
Map Reference	MB 6 PG 9
Instrument Date	Aug 12, 2022
Instrument	2389149
Transaction Type	Transfer
Record Updated	Sep 22, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount Recorded
Tax	$14,350.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	16133 HERONS VIEW DR, 16133, ALVA, FL 33920-4657

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1707 MAIN ST, LONGMONT, CO 80501-7407

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	16843 E POINT DR, SUMMERLAND KEY, FL 33042-3513
Transaction Type	Mortgage
Record Updated	Aug 31, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	16843 E POINT DR, SUMMERLAND KEY, FL 33042-3513

Mortgage

Document Number	0031190329
Date	Aug 12, 2021
Book Page	3119/329
Instrument	2334867

Lender

Name	IBERIABANK
Type	Bank
Address	KEY WEST, FL 33040

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	359 Months
Due	Jul 26, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jul 2, 2020
Property Address	16843 E POINT DR, SUMMERLAND KEY, FL 33042-3513
Document Number	0030292264
Book / Page	003029 / 002264
Instrument Date	Jun 30, 2020
Instrument	2271748
Transaction Type	Transfer
Record Updated	Jul 31, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$8,393.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	903 WINDSOR LN KEY WEST FL 330406454, KEY WEST, FL 33040-6454

Mortgage

Document Number	30292266
Date	Jul 2, 2020
Book Page	003029/002266
Instrument	2271749

Lender

Name	IBERIABANK
Type	Bank
Address	LAFAYETTE, LA 70501

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 1, 2050

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	16843 E POINT DR, SUMMERLAND KEY, FL 33042-3513
Document Number	0029740057
Instrument Date	Jun 22, 2019
Transaction Type	Mortgage
Record Updated	Jul 30, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	16843 E POINT DR SUMMERLAND KEY FL 330423513, SUMMERLAND KEY, FL 33042-3513

Mortgage

Document Number	0029740057
Date	Jul 9, 2019
Book Page	002974/000057
Instrument	2227826

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 8, 2049

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,073.00 (-14.62%)	$1,410,110 (-16.03%) Land $575,000 Building $835,110	$1,410,110 (-16.03%) Land $575,000 Building $835,110
2024	$15,312.00 (+2.24%)
2023	$14,976.00 (+72.38%)	$1,679,329 (+71.18%) Land $875,000 Building $804,329	$1,679,329 (+37.34%) Land $875,000 Building $804,329
2022	$8,688.00 Senior Citizen's exemption	$981,003	$1,222,748 Land $534,375 Building $688,373

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone AE high risk
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	11.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on Record median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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