16842 E Point Dr, Summerland Key, FL 33042 Property Records

Monroe County property record for 16842 E Point Dr, Summerland Key, FL 33042

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.5 ba · 3,350 sqft · built 1973
Lot Size	0.388 acres (16,883 sqft)
Owner	2 Individual Names on File
Last Sale	$1,500,000 (Jun 2019)
Tax Bill	$18,114 (2024)
Deeds & Mortgages	Nov 2019 Mortgage Jun 2019 Sale + 2 more
Flood Zone	Zone VE (high risk)
APN	`00166976-006500`

Property Details

APN / Parcel Number

Primary APN	`00166976-006500`
Alternative APNs	`03672700166976006500` `1214990`

Interior

Bedrooms	5 Beds
Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	3 Stories
Building Area	3,350 sqft Living Area
Gross Area	3,672 sqft
1st Floor Area	2,818 sqft
Flooring	Concrete/Cement
Interior Walls	Plaster

Exterior

Year Built	Built 1973
Effective Year Built	Effective 2014
Exterior Material	Concrete Block
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Tile
Lot Area	16,883 sqft (0.388 acres)
View / Lot	Waterfront
Garage Type	Attached
Garage Area	322 sqft

Exterior Amenities

Porch	Florida Room
Porch Area	892 sqft
Deck Area	154 sqft
Patio Area	611 sqft
Boat Access	Boat Access

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Account Number	1214990
Street Address	16842 E POINT DR
City	SUMMERLAND KEY
State	FL
Zip	33042-3531
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	IS
Legal Description	LT 65 REV PLAT OF AMD PLAT OF SUGARLOAF SHORES SEC F SUGARLOAF KEY PB6-9 OR520-488 OR867-335 OR1019-1503 OR2301-1739/40 OR2874-1537/38 OR2968-2296 OR2968-2298
Legal Range	27E
Legal Township	67S
Legal Section	03
Legal Subdivision	SUGARLOAF SHORES SEC F REV
Legal Lot Number	65
Jurisdiction	MONROE FL
Township / Civil Division	LOWER KEYS
Census Block Group	1
Census Block	1029
Census Tract	971600

Owner

16842 E Point Dr is owned and occupied by two individuals who bought it in June 2019.

Source: Monroe County records, as of March 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	16842 E POINT DR, SUMMERLAND KEY, FL 33042-3531
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 15, 2019	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Jun 7, 2019	Warranty Deed, Transfer ATTORNEY ONLY
Jun 7, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 12, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 7, 2019 · Amount on File
Deed Sale	Jun 7, 2019 · Amount on File
Prior Sale	Jun 7, 2019 · Amount on File
Deed Document Number	20192223722
Deed Book / Page	2968 / 2298
Prior Transfer Date	Jun 3, 2019
Prior Transfer Doc	0029682296
Record Updated	Jun 8, 2026

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MONROE FL
Property Address	16842 E POINT DR, SUGARLOAF KEY, FL 33042-3531
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0029941765
Date	Nov 15, 2019
Book Page	2994/1765
Instrument	2244648

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

June 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2019
Property Address	16842 E POINT DR, SUGARLOAF KEY, FL 33042-3531
Document Number	0029682298
Book / Page	002968 / 002298
Instrument Date	Jun 7, 2019
Instrument	2223722
Transaction Type	Transfer
Record Updated	Jul 9, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$10,500.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	18307 STARBOARD DR HOUSTON TX 770584362, HOUSTON, TX 77058-4362

June 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Jun 7, 2019
Property Address	16842 E POINT DR, SUGARLOAF KEY, FL 33042-3531
Document Number	0029682296
Book / Page	002968 / 002296
Instrument Date	Jun 3, 2019
Instrument	2223721
Transaction Type	Transfer
Record Updated	Jul 4, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$0.70
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	420 N COUNTRY CLUB DR ATLANTIS FL 334621004, ATLANTIS, FL 33462-1004

October 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MONROE FL
Recording Date	Oct 12, 2017
Property Address	16842 E POINT DR, SUGARLOAF KEY, FL 33042-3531
Document Number	0028741537
Book / Page	002874 / 001537
Instrument Date	Aug 31, 2017
Instrument	2139521
Transaction Type	Transfer
Record Updated	Nov 14, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company

Tax Assessment & Valuation

Source: Monroe County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Monroe County
Unified School District	Monroe County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$2,209,819 Land $1,460,844 Building $748,975	$2,209,819 Land $1,460,844 Building $748,975
2024	$18,114.00 (+5.45%)
2023	$17,177.00 (+17.07%)	$2,387,226 (+32.26%) Land $1,660,527 Building $726,699	$2,387,226 (+32.26%) Land $1,660,527 Building $726,699
2022	$14,672.00	$1,804,978 Land $1,071,986 Building $732,992	$1,804,978 Land $1,071,986 Building $732,992

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 16842 E Point Dr in Zone VE, a high-risk coastal flood area; flood insurance is required for federally backed loans.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone VE high risk · coastal, wave action
100-Year Floodplain	Yes 1% annual chance
Floodway	No
Base Flood Elevation	12.0 ft
Flood Insurance Requirement	Required federally backed loans
Flood Insurance Cost	Premium on File median of 537 policies
Community Rating System	Class 3 (35% premium discount)
Nearby Flood Policies	537 in force
Nearby Flood Claims	1,085 (1980–2022)
Claims Outside the SFHA	1 of 1,085
Most Recent Claim	Sep 2022 · Hurricane Ian
Claims by Event	Hurricane Irma, Sep 2017 · 256 claims Hurricane Wilma, Oct 2005 · 486 claims Hurricane Georges, Oct 1998 · 297 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 16842 E Point Dr has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 155 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber	5,000 / 5,000
Xfinity Cable	1,200 / 35

May also be available: Hotwire Communications.

Cell Coverage

5G and 4G LTE (outdoors only)

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