1686 Rutherford Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 1686 Rutherford Cv, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	4 bd · 2,544 sqft · built 2012
Lot Size	0.469 acres (20,435 sqft)
Owner	Individual Name on File
Last Sale	$303,500 (Aug 2021)
Tax Bill	$2,589 (2025)
Deeds & Mortgages	Aug 2020 Line of Credit Nov 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-4-20-04-0-00019-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-4-20-04-0-00019-00`

Interior

Bedrooms	4 Beds
Total Rooms	8 Rooms
Building Area	2,544 sqft Adjusted Area
1st Floor Area	1,820 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Material	Shingle
Lot Area	20,435 sqft (0.469 acres)
Lot Dimensions	172 ft deep x 90 ft wide

Location & Zoning

Street Address	1686 RUTHERFORD CV
City	NESBIT
State	MS
Zip	38651-2000
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	NEWBERRY S/D LOT 19
Legal Range	007
Legal Township	02S
Legal Section	20
Legal Subdivision	NEWBERRY S/D
Legal Lot Number	19
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	70634

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1686 RUTHERFORD CV, NESBIT, MS 38651-2000
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 17, 2020	Deed of Trust, Mortgage · Line of Credit SOUTHERN SECURITY FCU
Nov 12, 2020	Deed of Trust, Mortgage · FHA Mortgage FREEDOM MORTGAGE CORP
Aug 2, 2021	Warranty Deed, Transfer · VA Mortgage USAA FSB

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Aug 2, 2021 · Amount on Record
Deed Sale	Aug 2, 2021 · Amount on Record
Prior Sale	Nov 7, 2014 · Amount on Record
Deed Book / Page	966 / 419
Prior Transfer Date	Dec 23, 2014
Prior Transfer Doc	000751/731
Record Updated	Jun 8, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1686 RUTHERFORD CV, NESBIT, MS 38651-2000
Transaction Type	Mortgage
Record Updated	Nov 30, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	005018/223
Date	Aug 17, 2020
Book Page	5018/223

Lender

Name	SOUTHERN SECURITY FCU
Type	Credit Union
Address	COLLIERVILLE, TN 38017

Agreement

Type	Line of Credit
Amount	Amount Recorded

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1686 RUTHERFORD CV, NESBIT, MS 38651-2000
Transaction Type	Mortgage
Record Updated	Nov 30, 2022
Title Company	INSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 RUTHERFORD CV, NESBIT, MS 38651-2000

Mortgage

Document Number	005087/524
Date	Nov 12, 2020
Book Page	5087/524

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2050

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Aug 2, 2021
Property Address	1686 RUTHERFORD CV, NESBIT, MS 38651-2000
Document Number	000966/419
Book / Page	966 / 419
Map Reference	MB 96 PG 39
Instrument Date	Jul 30, 2021
Transaction Type	Transfer
Record Updated	Nov 30, 2022
Title Company	TRINITY TITLE COMPANY, REALTY TITLE & ESCROW CO INC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2883 MALABAR PL, 2883, SOUTHAVEN, MS 38672-7019

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1686 RUTHERFORD CV, NESBIT, MS 38651-2000

Mortgage

Document Number	0005306539
Date	Aug 2, 2021
Instrument	5306/539

Lender

Name	USAA FSB
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,589.00	$18,274 (-) Land $3,200 Building $15,074	$182,735 (-) Land $32,000 Building $150,735
2023		$18,274	$182,735 Land $32,000 Building $150,735
2022	$2,589.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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