1647 Rutherford Cv, Nesbit, MS 38651 Property Records

DeSoto County property record for 1647 Rutherford Cv, Nesbit, MS 38651

Property Summary

Property Type	Single Family Home
Details	3 bd · 2,607 sqft · built 2019
Lot Size	0.467 acres (20,358 sqft)
Owner	Individual Name on File
Tax Bill	$2,849 (2025)
Deeds & Mortgages	Aug 2018 Mortgage Jan 2018 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`2-07-4-20-04-0-00013-00`

Property Details

APN / Parcel Number

Primary APN	`2-07-4-20-04-0-00013-00`

Interior

Bedrooms	3 Beds
Total Rooms	8 Rooms
Building Area	2,607 sqft Adjusted Area
1st Floor Area	2,117 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Brick Veneer
Construction Type	Brick
Roof Type	Gable
Roof Material	Shingle
Lot Area	20,358 sqft (0.467 acres)
Lot Dimensions	215 ft deep x 84 ft wide

Location & Zoning

Street Address	1647 RUTHERFORD CV
City	NESBIT
State	MS
Zip	38651-2001
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-20
Legal Description	NEWBERRY S/D LOT 13
Legal Range	007
Legal Township	02S
Legal Section	20
Legal Subdivision	NEWBERRY S/D
Legal Lot Number	13
Jurisdiction	DESOTO MS
Township / Civil Division	4
Census Block Group	1
Census Block	1001
Census Tract	70634

Owner

Source: DeSoto County assessment roll, as of December 15, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 16, 2018	Deed of Trust, Mortgage · Commercial Mortgage BANK OF HOLLY SPRINGS
Jan 19, 2018	Deed of Trust, Mortgage · Conventional Mortgage PLANTERS BANK & TRUST CO
Oct 28, 2022	Deed of Trust, Mortgage · VA Mortgage VETERANS HOME PURCHASE BOARD OF THE STAT
Aug 10, 2022	Deed of Trust, Mortgage · Line of Credit GUARANTY BANK & TRUST CO
Oct 28, 2022	Warranty Deed, Transfer NOT AVAILABLE, GUARDIAN TITLE LLC
Dec 19, 2019	Warranty Deed, Transfer · Conventional Mortgage REGIONS BANK

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 28, 2022
Deed Sale	Oct 28, 2022
Prior Sale	Oct 28, 2022 · Amount on Record
Deed Book / Page	1016 / 422
Prior Transfer Date	Nov 3, 2014
Prior Transfer Doc	000748/359
Record Updated	Sep 20, 2026

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004591/34
Date	Aug 16, 2018
Book Page	4591/34
Instrument	T04591-00034

Lender

Name	BANK OF HOLLY SPRINGS
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jul 24, 2019

Interest

Rate Type	Fixed Rate

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001
Transaction Type	Mortgage
Record Updated	Nov 29, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004482/590
Date	Jan 19, 2018
Book Page	4482/590
Instrument	T04482-00590

Lender

Name	PLANTERS BANK & TRUST CO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Jan 19, 2019

Interest

Rate Type	Fixed Rate

October 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	005626/104
Date	Oct 28, 2022
Book Page	5626/104

Lender

Name	VETERANS HOME PURCHASE BOARD OF THE STAT
Type	Government Agency
Address	PEARL, MS 39288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2052

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DESOTO MS
Property Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001
Transaction Type	Mortgage
Record Updated	Nov 29, 2022
Title Company	GUARDIAN TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	005583/429
Date	Aug 10, 2022
Book Page	5583/429

Lender

Name	GUARANTY BANK & TRUST CO
Type	Bank
Address	SENATOBIA, MS 38668

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	6 Months
Due	Feb 15, 2023

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Oct 28, 2022
Property Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	001016/420
Book / Page	1016 / 420
Map Reference	MB 96 PG 39
Instrument Date	Oct 27, 2022
Transaction Type	Transfer
Record Updated	Nov 29, 2022
Title Company	NOT AVAILABLE, GUARDIAN TITLE LLC

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10485 HONEY RIDGE DR, 10485, HERNANDO, MS 38632-7064

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3466 HIGHWAY 80 E, PEARL, MS 39208-4001
Investor	Possibly a Property Investor

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DESOTO MS
Recording Date	Dec 19, 2019
Property Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001
Document Number	000907/495
Book / Page	0907 / 495
Map Reference	MB 96 PG 39
Instrument Date	Dec 10, 2019
Transaction Type	Transfer
Record Updated	Nov 29, 2022

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 87, RED BANKS, MS 38661-0087

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	1647 RUTHERFORD CV, NESBIT, MS 38651-2001

Mortgage

Document Number	0004856661
Date	Dec 19, 2019
Instrument	4856/661

Lender

Name	REGIONS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2035

Tax Assessment & Valuation

Source: DeSoto County assessment roll, as of December 15, 2025

Property Jurisdictions

Type	Name
State	Mississippi
County	DeSoto County
Municipality	Southaven City
Unified School District	DeSoto County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,849.00 (+16.71%)	$25,984 (+37.23%) Land $3,200 Building $22,784	$259,843 (+37.23%) Land $32,000 Building $227,843
2023	$2,441.00	$18,935	$189,353 Land $32,000 Building $157,353

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 53% of the US · above 63% of Mississippi
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NESBIT WATER ASSOCIATION public/private · serves 5,988 people · EPA ID MS0170014
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 51 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Telapex Fiber	8,000 / 8,000
AT&T Fiber	5,000 / 5,000
Xfinity Cable	2,000 / 250
Starlink Satellite	280 / 30

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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